Chippewa County property record for 646 Madison St, Stanley, WI 54768
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · built 1983 |
| Lot Size | 0.466 acres (20,328 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,076 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22905-2542-6117-0301 |
| Primary APN | 22905-2542-6117-0301 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Material | Shingle |
| Lot Area | 20,328 sqft (0.466 acres) |
| Lot Dimensions | 168 ft deep x 121 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 281 0559 |
|---|---|
| Street Address | 646 MADISON ST |
| City | STANLEY |
| State | WI |
| Zip | 54768-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORIGINAL AREA |
| Legal Description | ROE'S ADDITION LOT 1 BLK 3 |
| Legal Range | 05W |
| Legal Township | 29N |
| Legal Section | 25 |
| Legal Subdivision | ROES ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | STANLEY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 10900 |
Source: Chippewa County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 646 MADISON ST, STANLEY, WI 54768-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION |
| Apr 18, 2018 | Deed of Trust, Mortgage ROYAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 646 MADISON ST, STANLEY, WI 54768-1123 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 925192 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 925192 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 646 MADISON ST, STANLEY, WI 54768-1123 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | 000000877259 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 000000877259 |
| Name | ROYAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
Source: Chippewa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Stanley City |
| Unified School District | Stanley-Boyd Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,076.00 (+0.92%) Homeowner's exemption | $183,300 (-) Land $14,600 Building $168,700 | $213,600 (+19.66%) |
| 2023 | $2,057.00 Homeowner's exemption | $183,300 Land $14,600 Building $168,700 | $178,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLEY WATERWORKS serves 3,500 people · EPA ID WI6090462 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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