Johnston County property record for 646 Long Br Rd, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,397 sqft · built 2024 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,003 (2026) |
| Deeds & Mortgages | Oct 2023 Construction Loan Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15H08032C |
| Primary APN | 15H08032C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,397 sqft Living Area |
| Gross Area | 4,757 sqft |
| 1st Floor Area | 1,960 sqft |
| Attic | Attic |
| Attic Area | 437 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,991 sqft (2.02 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 444 sqft |
| Patio Area | 749 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000250398 |
|---|---|
| Street Address | 646 LONG BRANCH RD |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-7827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | RAGAN 99/17 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41206 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 LONG BRANCH RD, SMITHFIELD, NC 27577-7827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Mar 25, 2026 | Correction Deed · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 25, 2026 |
| Transfer Doc | 0000008973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 646 LONG BRANCH RD, SMITHFIELD, NC 27577-7827 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8241 OLD MCCULLERS RD, RALEIGH, NC 27603-9032 |
| Document Number | 0000034705 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 6570/707 |
| Instrument | 2023034705 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Nov 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.37% |
| Max Rate At Change | 12.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Apr 10, 2026 |
| Property Address | 646 LONG BRANCH RD, SMITHFIELD, NC 27577-7827 |
| Document Number | 0000011068 |
| Book / Page | 7087 / 198 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202611068 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 646 LONG BRANCH RD, SMITHFIELD, NC 27577-7827 |
| Document Number | 0000011068, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 7087/198 |
| Instrument | 202611068 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Mar 25, 2026 |
| Property Address | 646 LONG BRANCH RD, SMITHFIELD, NC 27577-7827 |
| Document Number | 0000008973 |
| Book / Page | DEED7075 / 142 |
| Map Reference | MB 99 PG 17 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026008973 |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 LONG BRANCH RD, SMITHFIELD, NC 27577-7827 |
| Document Number | 0000011068 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026011068 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | May 1, 2056 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,003.00 (-1.61%) | $479,490 (-) Land $78,990 Building $400,500 | $479,490 (-) Land $78,990 Building $400,500 |
| 2025 | $3,052.00 | $479,490 Land $78,990 Building $400,500 | $479,490 Land $78,990 Building $400,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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