646 Lakeside Cir Dr, Wheeling, IL 60090 Property Records

Cook County property record for 646 Lakeside Cir Dr, Wheeling, IL 60090

Property Summary

Property Type	Townhouse
Details	4 bd · 1.5 ba · 1,584 sqft · built 1972
Lot Size	0.054 acres (2,344 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2022)
Tax Bill	$7,372 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-09-404-063`

Property Details

APN / Parcel Number

Primary APN	`03-09-404-063`
Alternative APN	`03-09-404-063-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,344 sqft (0.054 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	646 LAKESIDE CIRCLE DR
City	WHEELING
State	IL
Zip	60090-5326
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Range	11E
Legal Township	42N
Legal Section	09
Legal Subdivision	LAKESIDE VILLAS 02
Legal Block	17
Legal Lot Number	8
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	3
Census Block	3009
Census Tract	802503

Owner

646 Lakeside Cir Dr, a townhouse, is owned and occupied by two individuals who bought it in October 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	646 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer · Conventional Mortgage C & R MORTGAGE
Sep 12, 2022	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jul 20, 2022	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Prior Sale	Sep 12, 2022 · Amount on File
Deed Document Number	202216118
Prior Transfer Date	Sep 5, 2012
Prior Transfer Doc	0000045025
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 26, 2022
Property Address	646 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5326
Document Number	0029916118
Instrument Date	Sep 28, 2022
Instrument	2229916118
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	646 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5326

Mortgage

Document Number	0029916119
Date	Oct 26, 2022
Instrument	2229916119

Lender

Name	C & R MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.87%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 12, 2022
Property Address	646 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5326
Document Number	0025515053
Instrument Date	Aug 3, 2022
Instrument	2225515053
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 S RANDALL RD # C286, C286, ST CHARLES, IL 60174-1781
Investor	Possibly a Property Investor

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 20, 2022
Property Address	646 LAKESIDE CIRCLE DR, WHEELING, IL 60090-5326
Document Number	0020104075
Instrument Date	Jul 12, 2022
Instrument	2220104075
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$177.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 LAKESIDE CIRCLE DR, 646, WHEELING, IL 60090-5326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 COMMERCIAL DR UNIT 7, 7, YORKVILLE, IL 60560-4731
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,000 Land $3,750 Building $23,250	$270,000 Land $37,500 Building $232,500
2023	$7,372.00 (+45.61%)
2022	$5,063.00 Homeowner's exemption Senior Citizen's exemption	$21,998 Land $3,998 Building $18,000	$219,980 Land $39,980 Building $180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 Lakeside Cir Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1981–2009)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Aug 2009 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 646 Lakeside Cir Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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