Albany County and New Scotland Town property record for 646 Krumkill Rd, Albany, NY 12203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,456 sqft · built 2007 |
| Lot Size | 3.43 acres (149,411 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Feb 2011) |
| Tax Bill | $12,702 (2026) |
| Deeds & Mortgages | Apr 2020 Line of Credit Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 013489 63.-4-11.123 |
| Primary APN | 013489 63.-4-11.123 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| 2nd Floor Area | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 149,411 sqft (3.43 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 06300000040111230000 |
|---|---|
| Street Address | 646 KRUMKILL RD |
| City | ALBANY |
| State | NY |
| Zip | 12203-5974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 4 |
| Legal Lot Number | 11.123 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | NEW SCOTLAND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14501 |
Source: Albany County and New Scotland Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 KRUMKILL RD, ALBANY, NY 12203-5974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 5, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2011 · Amount on Record |
| Deed Sale | Feb 2, 2011 · Amount on Record |
| Prior Sale | Feb 2, 2011 · Amount on Record |
| Deed Document Number | 201110819258 |
| Deed Book / Page | 2998 / 373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 646 KRUMKILL RD, ALBANY, NY 12203-5974 |
| Document Number | 0000008179 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS-RESWARE |
| Name | Verified Name |
|---|---|
| Address | 646 KRUMKILL RD ALBANY NY 122035974, ALBANY, NY 12203-5974 |
| Document Number | 0000008179 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 8179 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 646 KRUMKILL RD, ALBANY, NY 12203-5974 |
| Document Number | 0000009919 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 646 KRUMKILL RD ALBANY NY 122035974, ALBANY, NY 12203-5974 |
| Document Number | 0000009919 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 9919 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Albany County and New Scotland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | New Scotland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,702.00 | ||
| 2025 | $395,000 (-) Land $57,300 Building $337,700 | $607,700 (+13.84%) Land $88,155 Building $519,545 | |
| 2023 | $395,000 Land $57,300 Building $337,700 | $533,800 Land $77,435 Building $456,365 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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