646 Keenan Ct, Merced, CA 95348 Property Records

Merced County property record for 646 Keenan Ct, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,515 sqft · built 2021
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on Record
Last Sale$335,500 (Apr 2021)
Tax Bill$6,038 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Oct 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN224-092-018-000

Property Details

APN / Parcel Number

Primary APN224-092-018-000
Alternative APN
  • 224-092-018

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,515 sqft Living Area
1st Floor Area1,515 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeWood
Lot Area5,500 sqft (0.126 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area151 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number224-092-018
Street Address646 KEENAN CT
CityMERCED
StateCA
Zip95348-9614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELLEVUE RANCH WEST VILLAGE 10 LOT 31
Legal SubdivisionBELLEVUE RANCH WEST VILLAGE 10
Legal Lot Number31
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1000
Census Tract1007

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address646 KEENAN CT, MERCED, CA 95348-9614
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 6, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Apr 20, 2021Grant Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
May 15, 2020Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Prior SaleMay 15, 2020 · Amount on Record
Deed Document Number202117790
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address646 KEENAN CT, MERCED, CA 95348-9614
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 KEENAN CT, MERCED, CA 95348-9614

Mortgage

Document Number0000003063
DateFeb 9, 2024
Instrument2024003063
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueMay 1, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address646 KEENAN CT, MERCED, CA 95348-9614
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 KEENAN CT, MERCED, CA 95348-9614

Mortgage

Document Number0000034766
DateOct 6, 2022
Instrument2022034766
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueMay 1, 2051

April 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateApr 20, 2021
Property Address646 KEENAN CT, MERCED, CA 95348-9614
Document Number0000017790
Map ReferenceMB 70 PG 47-55
Instrument DateMar 31, 2021
Instrument2021017790
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 21, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address646 KEENAN CT, MERCED, CA 95348-9614

Mortgage

Document Number0000017791
DateApr 20, 2021
Instrument2021017791
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMay 15, 2020
Property Address646 KEENAN CT, MERCED, CA 95348-9614
Document Number0000015743
Instrument DateMay 6, 2020
Instrument15743
Transaction TypeTransfer
Record UpdatedJun 15, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$4,125.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address419 W MURRAY AVE VISALIA CA 932914970, VISALIA, CA 93291-4970
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$369,991 (+2%) Land $93,846 Building $276,145
2025$6,038.00 (+6.02%)$362,737 (+4.04%) Land $92,006 Building $270,731
2023$5,695.00 (+2.1%)$348,653 Land $88,434 Building $260,219
2022$5,578.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20

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