Hamilton County property record for 646 Johnson Dr, Carmel, IN 46033 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,140 sqft · built 1977 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,493 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-20-401-034.000-018 |
| Primary APN | 29-10-20-401-034.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,140 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| 2nd Floor Area | 1,080 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 780 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.369 acres) |
| Lot Dimensions | 143 ft deep x 110 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 1610200401034000 |
|---|---|
| Street Address | 646 JOHNSON DR |
| City | CARMEL |
| State | IN |
| Zip | 46033-9731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 20, TOWNSHIP 18, RANGE 4, JOHNSON ACRES, LOT 66, IRREGULAR SHAPE |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 20 |
| Legal Subdivision | CARMEL JOHNSON ACR |
| Legal Lot Number | 66 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 110904 |
Source: Hamilton County records · APN 29-10-20-401-034.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 JOHNSON DR, CARMEL, IN 46033-9731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Jul 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage LAKE CITY BANK |
| May 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2015 |
| Deed Sale | Dec 16, 2015 |
| Prior Sale | Dec 16, 2015 |
| Deed Document Number | 2015064016 |
| Last Transfer Date | Jan 27, 2022 |
| Transfer Doc | 0000004683 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jan 27, 2022 |
| Property Address | 646 JOHNSON DR, CARMEL, IN 46033-9731 |
| Document Number | 0000004683 |
| Map Reference | MB 5 PG 193-197 |
| Instrument Date | Jan 01, 2022 |
| Instrument | 2022004683 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 JOHNSON DR, CARMEL, IN 46033-9731 |
| Document Number | 0000004684 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022004684 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 646 JOHNSON DR, CARMEL, IN 46033-9731 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018033713 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 2018033713 |
| Name | LAKE CITY BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, IN 46580 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 646 JOHNSON DR, CARMEL, IN 46033-9731 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021034199 |
|---|---|
| Date | May 06, 2021 |
| Instrument | 2021034199 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2041 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $432,200 (+5.96%) Land $101,500 Building $330,700 | $432,200 (+5.96%) Land $101,500 Building $330,700 | |
| 2024 | $4,493.00 (+0.13%) | $407,900 (-0.05%) Land $101,500 Building $306,400 | $407,900 (-0.05%) Land $101,500 Building $306,400 |
| 2023 | $4,487.00 (+11.34%) Homeowner's exemption | $408,100 (+17.57%) Land $101,500 Building $306,600 | $408,100 (+17.57%) Land $101,500 Building $306,600 |
| 2022 | $4,030.00 Homeowner's exemption | $347,100 Land $87,700 Building $259,400 | $347,100 Land $87,700 Building $259,400 |
Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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