646 Joaquin Ave, San Leandro, CA 94577 Property Records

Alameda County property record for 646 Joaquin Ave, San Leandro, CA 94577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1941
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Mar 2015)
Tax Bill	$8,645 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`77-524-6`

Property Details

APN / Parcel Number

Primary APN	`77-524-6`
Alternative APN	`077-0524-006-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,600 sqft (0.22 acres)

Location & Zoning

Street Address	646 JOAQUIN AVE
City	SAN LEANDRO
State	CA
Zip	94577-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00006 BLK: AR: 0077 PAGE: 0524
Legal Subdivision	ESTUDILLO
Legal Lot Number	19,20
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3003
Census Tract	432700

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 JOAQUIN AVE, SAN LEANDRO, CA 94577-5146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAPITAL CORP
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAPITAL CORP
Jan 31, 2020	Quit Claim Deed, Transfer SECURE ONE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2015 · Amount on Record
Deed Sale	Mar 27, 2015 · Amount on Record
Deed Document Number	201581399
Last Transfer Date	Jan 24, 2020
Transfer Doc	0000021677
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	646 JOAQUIN AVE, SAN LEANDRO, CA 94577-5146
Transaction Type	Mortgage
Record Updated	Jun 14, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 JOAQUIN AVE, SAN LEANDRO, CA 94577-5146

Mortgage

Document Number	0000093393
Date	May 12, 2022
Instrument	2022093393

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	646 JOAQUIN AVE, SAN LEANDRO, CA 94577-5146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 JOAQUIN AVE, SAN LEANDRO, CA 94577-5146

Mortgage

Document Number	0000222517
Date	Sep 4, 2020
Instrument	2020222517

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 31, 2020
Property Address	646 JOAQUIN AVE, SAN LEANDRO, CA 94577-5146
Document Number	0000021677
Instrument Date	Jan 24, 2020
Instrument	21677
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 JOAQUIN AVE SAN LEANDRO CA 945775146, SAN LEANDRO, CA 94577-5146

Mortgage

Document Number	21678
Date	Jan 31, 2020
Instrument	21678

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2040

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	San Leandro City
Unified School District	San Leandro Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$838,036 (+34.1%) Land $191,231 Building $653,805
2025	$8,645.00 (+4.62%) Homeowner's exemption	$624,940 (+4.04%) Land $187,482 Building $437,458
2023	$8,263.00 Homeowner's exemption	$600,677 Land $180,203 Building $420,474	$782,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

Nearby Properties on Joaquin Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures