646 Jefferson St, Dubuque, IA 52001 Property Records

Dubuque County property record for 646 Jefferson St, Dubuque, IA 52001 · Last verified August 2026

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 1,541 sqft · built 1890
Lot Size0.092 acres (4,000 sqft)
OwnerCompany Name on File
Last Sale$84,000 (Oct 2014)
Tax Bill$1,224 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-24-389-001

Property Details

APN / Parcel Number

Primary APN10-24-389-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,541 sqft Total Area
1st Floor Area891 sqft
Upper Floors Area891 sqft
AtticAttic
Attic Area490 sqft
Basement Area446 sqft
Unfinished Basement446 sqft
Game RoomGame Room
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleDuplex Single
Exterior MaterialBrick
Construction TypeBrick
Lot Area4,000 sqft (0.092 acres)
Lot Dimensions80 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area45 sqft
Deck Area165 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address646 JEFFERSON ST
CityDUBUQUE
StateIA
Zip52001-6226
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionN 80' LOT 37 FARLEYS SUB
Legal Range02E
Legal Township89N
Legal Section24
Legal SubdivisionLINCOLN
Legal Lot Number37
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2013
Census Tract701

Owner

Source: Dubuque County records · APN 10-24-389-001

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address14195 SAGEWOOD DR, DUBUQUE, IA 52002-2333
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2014 · Amount on Record
Deed SaleOct 06, 2014 · Amount on Record
Prior SaleSep 19, 2005 · Amount on Record
Deed Document Number201411188
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Recording DateJul 30, 2026
Property Address646 JEFFERSON ST, DUBUQUE, IA 52001-6226
Document Number0000008351
Instrument DateJul 25, 2026
Instrument20268351
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address14195 SAGEWOOD DR, DUBUQUE, IA 52002-2333

Mortgage

Document Number0000008351,
DateJul 30, 2026
Instrument20268351
Lender
NamePREMIER BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.49%
Max Rate-1%

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,224.00$94,900 (+3.83%) Land $14,700 Building $80,200$94,900 (+3.83%) Land $14,700 Building $80,200
2024$1,224.00 (-12.07%)
2023$91,400 (+13.16%) Land $14,700 Building $76,700$91,400 (+13.16%) Land $14,700 Building $76,700
2022$1,392.00$80,770 Land $11,040 Building $69,730
2021$80,770 Land $11,040 Building $69,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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