Denver City property record for 646 Inca St, Denver, CO 80204
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 703 sqft · built 1894 |
| Lot Size | 0.072 acres (3,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Nov 2002) |
| Tax Bill | $2,363 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Oct 2020 Mortgage |
| APN | 05036-29-007-000 |
| Primary APN | 05036-29-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 703 sqft Living Area |
| 1st Floor Area | 703 sqft |
| Basement Area | 124 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Brick |
| Lot Area | 3,125 sqft (0.072 acres) |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 221 sqft |
| Patio Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 646 INCA ST |
|---|---|
| City | DENVER |
| State | CO |
| Zip | 80204-4421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U-RH-3A |
| Legal Description | L 10 BLK 17 ELMWOOD ADD |
| Legal Subdivision | ELMWOOD ADD |
| Legal Block | 17 |
| Legal Lot Number | 10 |
| Jurisdiction | DENVER CO |
| Township / Civil Division | DENVER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1800 |
646 Inca St is owned by two individuals who bought it in November 2002.
Source: Denver City records, as of May 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 861 ORION ST, GOLDEN, CO 80401-3804 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE MORTGAGE |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2002 · Amount on File |
| Deed Sale | Nov 25, 2002 · Amount on File |
| Prior Sale | Nov 25, 2002 · Amount on File |
| Deed Document Number | 2002223064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 646 INCA ST, DENVER, CO 80204-4421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000146851 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 2017146851 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 646 INCA ST, DENVER, CO 80204-4421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | APEX TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 861 ORION ST, GOLDEN, CO 80401-3804 |
| Document Number | 0000178042 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020178042 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 646 Inca St was $2,363.
Source: Denver City assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County / Municipality | Denver City |
| Unified School District | Denver County School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,363.00 | $30,890 Land $18,360 Building $18,360 | $438,100 Land $260,400 Building $177,700 |
| 2023 | $2,003.00 | $25,850 (-1.75%) Land $14,790 Building $11,060 | $440,700 (+16.43%) Land $275,700 Building $165,000 |
| 2022 | $26,310 Land $18,100 Building $8,210 | $378,500 Land $260,400 Building $118,100 | |
| 2021 | $2,019.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 646 Inca St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 646 Inca St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 937 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| LiveWireNet Fixed Wireless | 250 / 100 |
May also be available: Aerux Broadband, AT&T, Google Fiber, Starry, T-Mobile, WiFiHood.
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