Pender County property record for 646 Hughes Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,098 sqft · built 1986 |
| Lot Size | 0.899 acres (39,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,000 (Dec 2013) |
| Tax Bill | $2,497 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3281-99-1016-0000 |
| Primary APN | 3281-99-1016-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 39,160 sqft (0.899 acres) |
| Lot Dimensions | 176 ft deep x 222 ft wide |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Porch | Slab |
| Porch Area | 476 sqft |
| Deck Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 400962223 |
|---|---|
| Street Address | 646 HUGHES RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | PORTION LOT 24 |
| Legal Subdivision | WASHINGTON ACRES |
| Legal Lot Number | 24 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 920202 |
Source: Pender County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 HUGHES RD, HAMPSTEAD, NC 28443-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2013 · Amount on Record |
| Deed Sale | Dec 18, 2013 · Amount on Record |
| Deed Document Number | 20134359_00265 |
| Deed Book / Page | 4359 / 265 |
| Prior Transfer Date | Oct 22, 2009 |
| Prior Transfer Doc | 0037680025 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 646 HUGHES RD, HAMPSTEAD, NC 28443-2102 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0048042555 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 4804/2555 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,497.00 (+14.7%) | $483,687 (+94.78%) Land $95,986 Building $387,701 | $483,687 (+94.78%) Land $95,986 Building $387,701 |
| 2023 | $248,330 (-) Land $83,496 Building $164,834 | $248,330 (-) Land $83,496 Building $164,834 | |
| 2022 | $2,177.00 | $248,330 Land $83,496 Building $164,834 | $248,330 Land $83,496 Building $164,834 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 259 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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