Fannin County property record for 646 High Meadows Dr, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,880 sqft · built 2021 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Jul 2013) |
| Tax Bill | $1,825 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0006 05 01A12 |
| Primary APN | 0006 05 01A12 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,880 sqft Heated Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 36,590 sqft (0.84 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 28943 |
|---|---|
| Street Address | 646 HIGH MEADOWS DR |
| City | MORGANTON |
| State | GA |
| Zip | 30560-6821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 8-1 LL229,240 LT31 DB1405-205* 0.840 AC |
| Legal Subdivision | HIGH MEADOWS |
| Legal Lot Number | 31 |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 50500 |
Source: Fannin County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 HIGH MEADOWS DR, MORGANTON, GA 30560-6821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK |
| Jan 29, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2013 · Amount on Record |
| Deed Sale | Jul 19, 2013 · Amount on Record |
| Deed Book / Page | 1065 / 627 |
| Last Transfer Date | Jan 29, 2021 |
| Transfer Doc | 001405/205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 646 HIGH MEADOWS DR, MORGANTON, GA 30560-6821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | HIGH MEADOWS DR |
| Document Number | 0000001405/0000000208 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 0000001405/0000000208 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Feb 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Jan 29, 2021 |
| Property Address | 646 HIGH MEADOWS DR, MORGANTON, GA 30560-6821 |
| Document Number | 001405/205 |
| Book / Page | 1405 / 205 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021-000447 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4250 CASTLEWOOD RD, CUMMING, GA 30040-2957 |
Source: Fannin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,825.00 (-38.03%) | $201,212 (+19.7%) Land $12,300 Building $188,912 | $503,030 (+19.7%) Land $30,750 Building $472,280 |
| 2023 | $168,100 Land $12,300 Building $155,800 | $420,250 Land $30,750 Building $389,500 | |
| 2022 | $2,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 93% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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