San Mateo County property record for 646 Hemlock Ave, Millbrae, CA 94030 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,190 sqft Living Area |
| Lot Size | 6,600 sqft (0.152 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $915,000 (2016) |
| Tax Bill | $18,259.00 (2025) |
| Primary APN | 024-125-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,190 sqft Living Area |
| 1st Floor | 970 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 6,600 sqft (0.152 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 250 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 646 HEMLOCK AVE |
|---|---|
| City | MILLBRAE |
| State | CA |
| Zip | 94030-2636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLOCK 3 MILLBRAE MANOR |
| Legal Subdivision | MILLBRAE MANOR |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SOUTH SAN FRANCISCO |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 604400 |
Source: San Mateo County records · APN 024-125-010
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 HEMLOCK AVE, MILLBRAE, CA 94030-2636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 26, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) MUFG UNION BANK NA |
| Jun 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Sep 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Aug 24, 2018 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Sep 22, 2017 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2016 · Amount on Record |
| Deed Sale | Sep 20, 2016 · Amount on Record |
| Prior Sale | Jul 28, 2016 · Amount on Record |
| Deed Doc Number | 201696090 |
| Prior Transfer Date | Dec 21, 2005 |
| Prior Transfer Doc | 0000224612 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 646 HEMLOCK AVE, MILLBRAE, CA 94030-2636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049360 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2019-049360 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 646 HEMLOCK AVE, MILLBRAE, CA 94030-2636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049361 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2019-049361 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 646 HEMLOCK AVE, MILLBRAE, CA 94030-2636 |
| Document Number | 0000058653 |
| Instrument Date | Sep 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 646 HEMLOCK AVE MILLBRAE CA 940302636, MILLBRAE, CA 94030-2636 |
| Document Number | 0000058653 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 58653 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | SAN MATEO, CA 94402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 646 HEMLOCK AVE, MILLBRAE, CA 94030-2636 |
| Document Number | 0000068109 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 646 HEMLOCK AVE MILLBRAE CA 940302636, MILLBRAE, CA 94030-2636 |
| Document Number | 0000068109 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 68109 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 646 HEMLOCK AVE, MILLBRAE, CA 94030-2636 |
| Document Number | 0000085214 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 646 HEMLOCK AVE MILLBRAE CA 940302636, MILLBRAE, CA 94030-2636 |
| Document Number | 0000085214 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 85214 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Millbrae City |
| Elementary School District | Millbrae Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,475,516 (+2.92%) Land $541,583 Building $933,933 | ||
| 2025 | $18,259.00 (+39.9%) | $1,433,628 (+40.46%) Land $530,964 Building $902,664 | |
| 2023 | $13,051.00 (+14.04%) | $1,020,694 Land $510,347 Building $510,347 | $1,082,070 |
| 2022 | $11,444.00 |
646 Hemlock Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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