646 Helm Ln, Mount Washington, KY 40047 Property Records

Bullitt County property record for 646 Helm Ln, Mount Washington, KY 40047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 2002
Lot Size	0.208 acres (9,075 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Mar 2025)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-SEP-07-031`

Property Details

APN / Parcel Number

Primary APN	`070-SEP-07-031`
Alternative APNs	`035995001` `404285`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Finished Area

Exterior

Year Built	Built 2002
Architectural Style	Split Entry
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,075 sqft (0.208 acres)
Lot Dimensions	121 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	404285
Old Parcel Number	035995001
Street Address	646 HELM LN
City	MOUNT WASHINGTON
State	KY
Zip	40047-6781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17_FOREST RIDGE_SECTION 1_PLAT 2-537
Legal Subdivision	FOREST RIDGE
Legal Lot Number	17
Jurisdiction	BULLITT KY
Township / Civil Division	MOUNT WASHINGTON
Census Block Group	2
Census Block	2003
Census Tract	20201

Owner

646 Helm Ln is owned and occupied by an individual who bought it in March 2025.

Source: Bullitt County records, as of January 29, 2026

Owner of Record	Individual Name on File
Mailing Address	646 HELM LN, MOUNT WASHINGTON, KY 40047-6781
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2025 · Amount on File
Deed Sale	Mar 25, 2025 · Amount on File
Prior Sale	Feb 17, 2011 · Amount on File
Deed Document Number	786168
Deed Book / Page	D1133 / 463
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BULLITT KY
Recording Date	Mar 25, 2025
Property Address	646 HELM LN, MOUNT WASHINGTON, KY 40047-6781
Document Number	0D1133/463
Book / Page	D1133 / 463
Map Reference	CAB 2 SL 537&538
Instrument Date	Mar 14, 2025
Instrument	786168
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	EMERALD TITLE INC, EMERALD TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4110 HICKORYVIEW DR, LOUISVILLE, KY 40299-5820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 HELM LN, MOUNT WASHINGTON, KY 40047-6781

Mortgage

Document Number	0000786171
Date	Mar 25, 2025
Instrument	786171

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 646 Helm Ln was $3,069, down 0.8% from the year before.

Source: Bullitt County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Municipality	Mount Washington City
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,069.00 (-0.78%)	$245,000 (-) Land $45,000 Building $200,000	$245,000 (-) Land $45,000 Building $200,000
2024	$3,093.00 (+123.81%)	$245,000 (+58.17%) Land $45,000 Building $200,000	$245,000 (+58.17%) Land $45,000 Building $200,000
2023	$1,382.00 (-5.86%) Homeowner's exemption	$154,900 (-) Building $154,900	$154,900 (-) Building $154,900
2022	$1,468.00 Homeowner's exemption	$154,900 Building $154,900	$154,900 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 Helm Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Helm Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT WASHINGTON WATER COMPANY private · serves 23,760 people · EPA ID KY0150300
Water Source	Purchased surface water from LOUISVILLE WATER COMPANY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20