Hill County property record for 646 HCR 1432, Covington, TX 76636
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,582 sqft |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,648 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16010-93200-90171-000000 |
| Primary APN | 16010-93200-90171-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,582 sqft Living Area |
| Gross Area | 1,742 sqft |
| 1st Floor Area | 1,582 sqft |
| Exterior Material | Wood |
|---|---|
| Roof Type | Gable |
| Lot Area | 54,450 sqft (1.25 acres) |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | Window A/C |
|---|
| Account Number | 16010-93200-90171-000000 |
|---|---|
| Street Address | 646 HCR 1432 |
| City | COVINGTON |
| State | TX |
| Zip | 76636-4571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | W WEATHEREAD A-932 TR 17A 1.25 AC |
| Legal Subdivision | W WEATHEREAD A- |
| Legal Tract | 17A |
| Jurisdiction | HILL TX |
| Township / Civil Division | BLUM |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 960200 |
646 HCR 1432, a rural home, is owned and occupied by an individual.
Source: Hill County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 HCR 1432, COVINGTON, TX 76636-4571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 646 HCR 1432 was $1,648 with a homeowner's exemption, up 201.3% from the year before.
Source: Hill County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hill County |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,648.00 (+201.28%) | $94,480 (+2.5%) Land $15,630 Building $78,850 | $94,480 (+2.5%) Land $15,630 Building $78,850 |
| 2025 | $547.00 Homeowner's exemption | $92,180 Land $15,630 Building $76,550 | $92,180 Land $15,630 Building $76,550 |
| 2023 | $146,740 Land $12,500 Building $134,240 | $146,740 Land $12,500 Building $134,240 | |
| 2022 | $550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 HCR 1432 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2000–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 HCR 1432 is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODROW OSCEOLA WSC BLANTON WELL PLANT 1 serves 2,526 people · EPA ID TX1090025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 500 / 100 |
May also be available: Nextlink, Windstream.
5G (outdoors only) and 4G LTE
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