646 Glen Echo Cir, Saluda, NC 28773 Property Records

Polk County property record for 646 Glen Echo Cir, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1981
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jul 2019)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`P22-42`

Property Details

APN / Parcel Number

Primary APN	`P22-42`
Alternative APN	`57337`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,196 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	57337
Street Address	646 GLEN ECHO CIR
City	SALUDA
State	NC
Zip	28773-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 106 & 107, 0G02 GLEN ECHO 09
Legal Subdivision	GLEN ECHO
Legal Lot Number	106-107
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2026
Census Tract	920201

Owner

Source: Polk County records · APN P22-42

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	646 GLEN ECHO CIR, SALUDA, NC 28773-9619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2019	Warranty Deed, Transfer · Stand-Alone Refinance UNION HOME MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	0004422286
Deed Book / Page	442 / 2286
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	646 GLEN ECHO CIR, SALUDA, NC 28773-9619
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000465/116
Date	Nov 16, 2021
Book Page	465/116

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 18, 2019
Property Address	646 GLEN ECHO CIR, SALUDA, NC 28773-9619
Document Number	00441/2286
Book / Page	441 / 2286
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 GLEN ECHO CIR, SALUDA, NC 28773-9619

Mortgage

Document Number	00441/2289
Date	Jul 18, 2019
Book Page	441/2289

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00 (+39.95%)	$267,577 (+66.64%) Land $45,000 Building $222,577	$267,577 (+66.64%) Land $45,000 Building $222,577
2023	$1,114.00	$160,575 Land $37,500 Building $123,075
2021			$160,575 Land $37,500 Building $123,075

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wilkes Telephone Membership Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Glen Echo Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures