646 Francisco Ct, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 646 Francisco Ct, Walnut Creek, CA 94598

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,700 sqft · built 1977
Lot Size	0.059 acres (2,550 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Aug 2023)
Tax Bill	$13,178 (2025)
Deeds & Mortgages	Oct 2023 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144-240-122-8`

Property Details

APN / Parcel Number

Primary APN	`144-240-122-8`
Alternative APN	`144-240-122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	1,033 sqft
2nd Floor Area	667 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Lot Area	2,550 sqft (0.059 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	646 FRANCISCO CT
City	WALNUT CREEK
State	CA
Zip	94598-2213
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T04824 L0122 B
Legal Subdivision	SUBDIVISION 4824
Legal Tract	04824
Legal Lot Number	122
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3003
Census Tract	338204

Owner

646 Francisco Ct, a townhouse, is owned and occupied by two individuals who acquired it in October 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	646 FRANCISCO CT, WALNUT CREEK, CA 94598-2213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Correction Deed CHICAGO TITLE COMPANY
Aug 29, 2023	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 28, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage HIGHTECHLENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on File
Deed Sale	Aug 29, 2023 · Amount on File
Deed Document Number	202383602
Last Transfer Date	Oct 6, 2023
Transfer Doc	0000098582
Record Updated	Sep 20, 2026

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 9, 2023
Property Address	646 FRANCISCO CT, WALNUT CREEK, CA 94598-2213
Document Number	0000098582
Map Reference	MB 198 PG 27
Instrument Date	Oct 6, 2023
Instrument	2023-098582
Record Updated	Oct 18, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	646 FRANCISCO CT, WALNUT CREEK, CA 94598-2213

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 29, 2023
Property Address	646 FRANCISCO CT, WALNUT CREEK, CA 94598-2213
Document Number	0000083602
Map Reference	MB 198 PG 27
Instrument Date	Aug 22, 2023
Instrument	2023-083602
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	646 FRANCISCO CT, WALNUT CREEK, CA 94598-2213

Mortgage

Document Number	0000083603
Date	Aug 29, 2023
Instrument	2023-083603

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 28, 2021
Property Address	646 FRANCISCO CT, WALNUT CREEK, CA 94598-2213
Document Number	0000158743
Map Reference	MB 198 PG 27
Instrument Date	May 25, 2021
Instrument	2021-158743
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	646 FRANCISCO CT, WALNUT CREEK, CA 94598-2213

Mortgage

Document Number	0000158744
Date	May 28, 2021
Instrument	2021-158744

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.17%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 646 Francisco Ct was $13,178 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$995,000 (-11.32%) Land $542,728 Building $452,272
2025	$13,178.00 Homeowner's exemption	$1,122,000 Land $612,000 Building $510,000
2023	$9,039.00 (+207.45%) Homeowner's exemption	$201,325 Land $57,662 Building $143,663
2022	$2,940.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 Francisco Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Francisco Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, T-Mobile, Verizon.

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