Brevard County property record for 646 Ford Cir W, Melbourne, FL 32935
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1979 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Mar 2022) |
| Tax Bill | $4,894 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-20-57-14-7 |
| Primary APN | 27-37-20-57-14-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 2,316 sqft |
| 1st Floor Area | 1,520 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Florida Room |
| Porch Area | 356 sqft |
| Patio Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2723889 |
|---|---|
| Street Address | 646 FORD CIR W |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-3972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | IXORA PARK PLAT NO 6 LOT 7 BLK 14 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 20 |
| Legal Subdivision | IXORA PARK PLAT NO 6 |
| Legal Block | 14 |
| Legal Lot Number | 7 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 64400 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6700 E LAKE CIR, CENTENNIAL, CO 80111-4410 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 22, 2021 | Warranty Deed, Transfer · Balloon Mortgage CAPITAL FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on Record |
| Deed Sale | Mar 14, 2022 · Amount on Record |
| Prior Sale | Nov 22, 2021 · Amount on Record |
| Deed Document Number | 202263918 |
| Deed Book / Page | 9443 / 2739 |
| Prior Transfer Date | Sep 19, 2013 |
| Prior Transfer Doc | 0069951723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 14, 2022 |
| Property Address | 646 FORD CIR W, MELBOURNE, FL 32935-3972 |
| Document Number | 0094432739 |
| Book / Page | 9443 / 2739 |
| Map Reference | MB 22 PG 52 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022063918 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 943 CANAL LN NE, PALM BAY, FL 32905-5501 |
| Name | Verified Name |
|---|---|
| Address | 6700 E LAKE CIR, CENTENNIAL, CO 80111-4410 |
| Document Number | 0094432741 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 9443/2741 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Nov 22, 2021 |
| Property Address | 646 FORD CIR W, MELBOURNE, FL 32935-3972 |
| Document Number | 0093332233 |
| Book / Page | 9333 / 2233 |
| Map Reference | MB 22 PG 52 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021305826 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Title Company | MINOT TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,351.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 943 CANAL LN NE, PALM BAY, FL 32905-5501 |
| Document Number | 0093332236 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 9333/2236 |
| Name | CAPITAL FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Dec 1, 2022 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,090 (-5.62%) | $255,090 (-5.62%) | |
| 2025 | $4,894.00 (+2.26%) | $270,290 (-4.16%) | $270,290 (-4.16%) |
| 2024 | $4,786.00 (-4.91%) | ||
| 2023 | $5,033.00 (+15.78%) | $282,020 (+13.76%) Land $70,000 Building $212,020 | $282,020 (+13.76%) Land $70,000 Building $212,020 |
| 2022 | $4,347.00 | $247,910 Land $70,000 Building $177,910 | $247,910 Land $70,000 Building $177,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 21 (1995–2017) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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