St. Johns County property record for 646 Foal Ridge Dr, Saint Augustine, FL 32092
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $464,800 (Sep 2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 095572-0920 |
| Primary APN | 095572-0920 |
|---|
| Lot Area | 10,454 sqft (0.24 acres) |
|---|
| Street Address | 646 FOAL RIDGE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0264 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 129/85-90 TERRA PINES SOUTH PHASE FOUR LOT 92 OR6368/862 |
| Legal Subdivision | TERRA PINES SOUTH PHASE |
| Legal Block | 1 |
| Legal Lot Number | 92 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21004 |
Source: St. Johns County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 30, 2026 | Special Warranty Deed, Transfer · VA Mortgage MORTGAGE INC |
| May 21, 2026 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on Record |
| Deed Sale | Sep 30, 2026 · Amount on Record |
| Prior Sale | May 21, 2026 · Amount on Record |
| Deed Document Number | 202682880 |
| Deed Book / Page | 6445 / 35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 30, 2026 |
| Property Address | 646 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0264 |
| Document Number | 0000082880 |
| Book / Page | 6445 / 35 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 202682880 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328,613.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 646 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0264 |
| Document Number | 0000082881, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202682881 |
| Name | MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 21, 2026 |
| Property Address | 646 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0264 |
| Document Number | 0000043838 |
| Book / Page | 6368 / 862 |
| Instrument Date | May 20, 2026 |
| Instrument | 202643838 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $111,908.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $125,000 Land $125,000 | $125,000 Land $125,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 67 (1996–2017) |
| Claims Outside the SFHA | 9 of 67 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures