646 Five Points Rd, Milner, GA 30257 Property Records

Lamar County property record for 646 Five Points Rd, Milner, GA 30257 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,526 sqft · built 2007
Lot Size	19 acres (829,382 sqft)
Owner	Company Name on File
Last Sale	$375,000 (Aug 2024)
Tax Bill	$4,147 (2025)
Deeds & Mortgages	Aug 2024 Sale Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-017`

Property Details

APN / Parcel Number

Primary APN	`022-017`
Alternative APN	`2638`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,526 sqft Heated Area
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	829,382 sqft (19 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	1,296 sqft
Carport	Carport
Carport Area	900 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	576 sqft
Deck Area	156 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2638
Old Parcel Number	022 017
Street Address	646 FIVE POINTS RD
City	MILNER
State	GA
Zip	30257-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LAND 646 FIVE POINTS RD
Legal Subdivision	DEBORAH O MOORE 02-B&2-C
Legal Block	B&C
Legal Lot Number	2
Jurisdiction	LAMAR GA
Township / Civil Division	MILNER
Census Block Group	2
Census Block	2110
Census Tract	970100

Owner

Source: Lamar County records · APN 022-017

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	646 FIVE POINTS RD, MILNER, GA 30257-3911
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2024	Warranty Deed, Transfer
Oct 01, 2020	Loan Modification, Mortgage · Conventional Mortgage BANK OF MONTICELLO
Feb 11, 2019	Warranty Deed, Construction Loan · Line of Credit BANK OF MONTICELLO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Feb 07, 2019 · Amount on Record
Deed Document Number	0001286190
Deed Book / Page	1286 / 190
Record Updated	Jun 08, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR GA
Recording Date	Aug 12, 2024
Property Address	646 FIVE POINTS RD, MILNER, GA 30257-3911
Document Number	0012860190
Book / Page	1286 / 190
Instrument Date	Aug 09, 2024
Transaction Type	Transfer
Record Updated	Jan 02, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 FIVE POINTS RD, MILNER, GA 30257-3911

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAMAR GA
Property Address	646 FIVE POINTS RD, MILNER, GA 30257-3911
Document Number	0010750151
Instrument Date	Oct 01, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 FIVE POINTS RD MILNER GA 302573911, MILNER, GA 30257-3911

Mortgage

Document Number	0010750151
Date	Oct 28, 2020
Book Page	001075/000151

Lender

Name	BANK OF MONTICELLO
Type	Bank
Address	MONTICELLO, GA 31064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

February 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAMAR GA
Recording Date	Feb 11, 2019
Property Address	646 FIVE POINTS RD, MILNER, GA 30257-3911
Document Number	0009960101
Book / Page	000996 / 000101
Instrument Date	Feb 07, 2019
Transaction Type	Construction Loan
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 FIVE POINTS RD MILNER GA 302573911, MILNER, GA 30257-3911

Mortgage

Document Number	9960102
Date	Feb 11, 2019
Book Page	000996/000102

Lender

Name	BANK OF MONTICELLO
Type	Bank
Address	MONTICELLO, GA 31064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 10, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lamar County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Lamar County
Unified School District	Lamar County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,147.00 (+41.25%)	$171,011 (+60.78%) Land $47,815 Building $123,196	$427,528 (+60.78%) Land $119,537 Building $307,991
2023	$2,936.00 (-6.82%)	$106,363 (+6.85%) Land $47,815 Building $58,548	$265,907 (+6.85%) Land $119,537 Building $146,370
2022	$3,151.00	$99,547 Land $44,671 Building $54,876	$248,867 Land $111,677 Building $137,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lamar County (13171C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 72% of Georgia
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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