646 Fairmount Ave, Jamestown, NY 14701 Property Records

Chautauqua County and Ellicott Town property record for 646 Fairmount Ave, Jamestown, NY 14701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,548 sqft · built 1811
Lot Size	0.95 acres (41,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jul 2022)
Tax Bill	$5,613 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2020 Line of Credit
APN	`063889 386.07-6-32`

Property Details

APN / Parcel Number

Primary APN	`063889 386.07-6-32`
Alternative APNs	`38893860070006032000` `00950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,548 sqft Living Area
1st Floor Area	2,340 sqft
Upper Floors Area	208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1811
Effective Year Built	Effective 1811
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	41,400 sqft (0.95 acres)
Lot Dimensions	200 ft deep x 207 ft wide

Exterior Amenities

Porch	Slab
Porch Area	290 sqft
Shed	1 Shed
Shed Area	164 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00950
Street Address	646 FAIRMOUNT AVE
City	JAMESTOWN
State	NY
Zip	14701-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	OLD APN: 063889 23-12-11
Legal Block	6
Legal Lot Number	32.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	ELLICOTT
Census Block Group	2
Census Block	2034
Census Tract	37200

Owner

Source: Chautauqua County and Ellicott Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 FAIRMOUNT AVE, WE, JAMESTOWN, NY 14701-2632
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit LAKE SHORE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	20224436
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jul 11, 2022
Property Address	646 FAIRMOUNT AVE, JAMESTOWN, NY 14701-2632
Document Number	DE2022004436
Instrument Date	Jun 28, 2022
Instrument	DE2022004436
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	91 E SUMMIT ST, LAKEWOOD, NY 14750-1341

Mortgage

Document Number	MT2022003196
Date	Jul 11, 2022
Instrument	MT2022003196

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	646 FAIRMOUNT AVE, JAMESTOWN, NY 14701-2632
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2020004628
Date	Dec 11, 2020
Instrument	MT2020004628

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chautauqua County and Ellicott Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ellicott Town
Unified School District	Southwestern Central School District at Jamestown (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,613.00 (+2.78%)
2025	$5,461.00	$170,000 (-) Land $20,100 Building $149,900	$246,400 (+23.2%) Land $29,133 Building $217,267
2023		$170,000 (-) Land $20,100 Building $149,900	$200,000 (+9.12%) Land $23,647 Building $176,353
2022		$170,000 Land $20,100 Building $149,900	$183,288 Land $21,671 Building $161,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	6 (1979–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAMESTOWN BPU serves 46,712 people · EPA ID NY0600366
Water Source	Groundwater
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Fairmount Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures