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646 Emory Rd, Black Hawk, CO 80422 Property Records

Gilpin County property record for 646 Emory Rd, Black Hawk, CO 80422 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,665 sqft · built 1993
Lot Size54.9 acres (2,393,622 sqft)
OwnerIndividual Name on File
Last Sale$780,000 (Jun 2005)
Tax Bill$6,312 (2025)
Deeds & MortgagesMar 2018 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN1581-331-00-001

Property Details

APN / Parcel Number

Primary APN1581-331-00-001
Alternative APN
  • R004322

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area3,665 sqft Heated Area
Gross Area4,298 sqft
1st Floor Area1,982 sqft
Basement Area1,683 sqft
Finished Basement1,683 sqft
FlooringCarpet
Interior WallsLog
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1995
Architectural StyleRustic
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,393,622 sqft (54.9 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelGas

Location & Zoning

Account NumberR004322
Street Address646 EMORY RD
CityBLACK HAWK
StateCO
Zip80422-4589
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS: 33 T: 1S R: 72W & IMPS NE 1/4 LESS LOTS DESC 192/149 & 192/15 & 197/243 & 238/492 & 298/401 (LESS 19.5A) & 298/445 (LESS 2
Legal Range72W
Legal Township01S
Legal Section33
JurisdictionGILPIN CO
Township / Civil DivisionCENTRAL CITY
Census Block Group1
Census Block1016
Census Tract13802

Owner

Source: Gilpin County records · APN 1581-331-00-001

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address646 EMORY RD, BLACK HAWK, CO 80422-4589
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2018Deed of Trust, Mortgage
MARGARET L ARNOLD
Mar 13, 2018Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 08, 2005 · Amount on Record
Deed SaleJun 08, 2005 · Amount on Record
Deed Document Number2005126358
Record UpdatedJun 08, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILPIN CO
Property Address646 EMORY RD, BLACK HAWK, CO 80422-4589
Document Number0000161049
Instrument DateMar 14, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1233 N OGDEN ST #506 DENVER CO 802181962, 506, DENVER, CO 80218-1962

Mortgage

Document Number0000161049
DateMar 15, 2018
Instrument161049
Lender
NameMARGARET L ARNOLD
Address835 OVERTON LN, NASHVILLE, TN 37220-1515
Agreement
AmountAmount Recorded
Term360 Months
DueMar 14, 2048
Interest
Rate2.84%

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILPIN CO
Recording DateMar 13, 2018
Property Address646 EMORY RD, BLACK HAWK, CO 80422-4589
Document Number0000161025
Instrument DateMar 12, 2018
Instrument161025
Transaction TypeTransfer
Record UpdatedApr 18, 2018
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$41.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16903 HWY 114 GILPIN CO, GILPIN, CO

Tax Assessment & Valuation

Source: Gilpin County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyGilpin County
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,312.00 (+6.46%)$85,670 (-3.51%) Land $650 Building $85,020$1,362,790 (+3.4%) Land $2,410 Building $1,360,380
2024$5,929.00 (+0.75%)$88,790 (-) Land $650 Building $88,140$1,318,020 (-) Land $2,470 Building $1,315,550
2023$5,885.00 (+30.66%)$88,790 (+43.93%) Land $650 Building $88,140$1,318,020 (+49.6%) Land $2,470 Building $1,315,550
2022$4,504.00$61,690 Land $630 Building $61,060$881,010 Land $2,400 Building $878,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gilpin County (08047C), updated September 22, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080470138021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskVery High
above 95% of the US · above 98% of Colorado
Wildfire LikelihoodAbout 1 in 99 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
NedernetFixed Wireless (unlicensed)100 / 100
Visionary CommunicationsFixed Wireless (licensed-by-rule)100 / 20
JAB WirelessFixed Wireless (unlicensed)50 / 10

May also be available at this address: Ayva, Visionary Communications, Magnolia Road Internet Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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