Santa Clara County property record for 646 Emory Ave, Campbell, CA 95008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,069 sqft · built 1951 |
| Lot Size | 0.306 acres (13,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,102 (2025) |
| Deeds & Mortgages | Nov 2025 Reverse Mortgage Mar 2022 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 404-27-008 |
| Primary APN | 404-27-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,069 sqft Living Area |
| 1st Floor Area | 1,069 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 13,356 sqft (0.306 acres) |
| Lot Dimensions | 159 ft deep x 84 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|
| Street Address | 646 EMORY AVE |
|---|---|
| City | CAMPBELL |
| State | CA |
| Zip | 95008-4602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-1 |
| Legal Description | TR 763 LOT 8 |
| Legal Subdivision | FENLEY PARK SUBD |
| Legal Tract | 763 |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 506702 |
Source: Santa Clara County records · APN 404-27-008
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 EMORY AVE, CAMPBELL, CA 95008-4602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Mar 02, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| May 15, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 15, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Aug 05, 2003 |
| Last Transfer Date | May 15, 2019 |
| Transfer Doc | 0024180042 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 646 EMORY AVE, CAMPBELL, CA 95008-4602 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 646 EMORY AVE, CAMPBELL, CA 95008-4602 |
| Document Number | 0025900817 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 25900817 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 962 Months |
| Due | Jan 15, 2106 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 646 EMORY AVE, CAMPBELL, CA 95008-4602 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 646 EMORY AVE, CAMPBELL, CA 95008-4602 |
| Document Number | 0025251429 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 25251429 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.73% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.73% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 15, 2019 |
| Property Address | 646 EMORY AVE, CAMPBELL, CA 95008-4602 |
| Document Number | 0024180042 |
| Instrument Date | May 03, 2019 |
| Instrument | 24180042 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 5125 LAPA DR #4 SAN JOSE CA 951291839, 4, SAN JOSE, CA 95129-1839 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 15, 2019 |
| Property Address | 646 EMORY AVE, CAMPBELL, CA 95008-4602 |
| Document Number | 0024180041 |
| Instrument Date | May 03, 2019 |
| Instrument | 24180041 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5125 LAPA DR #4 SAN JOSE CA 951291839, 4, SAN JOSE, CA 95129-1839 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Campbell City |
| Elementary School District | Campbell Union Elementary School District (KG - 08) |
| Secondary School District | Campbell Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,102.00 (+3.86%) Homeowner's exemption | $66,930 (+4.04%) Land $33,233 Building $33,697 |
| 2023 | $1,061.00 (-3.98%) Homeowner's exemption | $64,334 Land $31,944 Building $32,390 |
| 2022 | $1,105.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Sail Internet Holdings.
Based on FCC filings for 402 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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