San Diego County property record for 646 Elder Ave, Chula Vista, CA 91910 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,278 sqft · built 1955 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | Company Name on File |
| Last Sale | $385,000 (Dec 2020) |
| Tax Bill | $4,984 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 572-111-06-00 |
| Primary APN | 572-111-06-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,278 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 6,800 sqft (0.156 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 646 ELDER AVE |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-5416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 TR 002927 |
| Legal Subdivision | MILES & DALSETH |
| Legal Tract | 002927 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 13000 |
Source: San Diego County records · APN 572-111-06-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 646 ELDER AVE, CHULA VISTA, CA 91910-5416 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 22, 2020 | Grant Deed, Transfer · Conventional Mortgage JOEL P & CYNTHIA J ORTIZ |
| Aug 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Prior Sale | Aug 12, 2002 · Amount on Record |
| Deed Document Number | 2020827315 |
| Prior Transfer Date | Jun 26, 2002 |
| Prior Transfer Doc | 0000679859 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 22, 2020 |
| Property Address | 646 ELDER AVE, CHULA VISTA, CA 91910-5416 |
| Document Number | 0000827315 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 827315 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 646 ELDER AVE CHULA VISTA CA 919105416, CHULA VISTA, CA 91910-5416 |
| Document Number | 827316 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 827316 |
| Name | JOEL P & CYNTHIA J ORTIZ |
|---|---|
| Address | 4845 CASA BONITA CT, BONITA, CA 91902-1733 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 646 ELDER AVE, CHULA VISTA, CA 91910-5416 |
| Document Number | 0000339273 |
| Instrument Date | Aug 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 646 ELDER AVE CHULA VISTA CA 919105416, CHULA VISTA, CA 91910-5416 |
| Document Number | 0000339273 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 339273 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 646 ELDER AVE, CHULA VISTA, CA 91910-5416 |
| Document Number | 0000331774 |
| Instrument Date | Aug 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 646 ELDER AVE CHULA VISTA CA 919105416, CHULA VISTA, CA 91910-5416 |
| Document Number | 0000331774 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 331774 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $425,067 (+2%) Land $175,950 Building $249,117 | |
| 2025 | $4,984.00 (+5.06%) | $416,733 (+4.04%) Land $172,500 Building $244,233 |
| 2023 | $4,744.00 (+2.95%) | $400,552 Land $165,802 Building $234,750 |
| 2022 | $4,608.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 594 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wyyerd Group, AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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