646 E Vermont Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 646 E Vermont Dr, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property Type	Rural Home
Details	5 ba · 2,997 sqft · built 1999
Lot Size	0.229 acres (9,991 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Oct 2012)
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-44-086`

Property Details

APN / Parcel Number

Primary APN	`304-44-086`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,997 sqft Living Area
1st Floor Area	2,997 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,991 sqft (0.229 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	646 E VERMONT DR
City	GILBERT
State	AZ
Zip	85295-5952
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	JAKES RANCH AMD MCR 502-43
Legal Range	06E
Legal Township	01S
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	JAKES RANCH AMD
Legal Lot Number	44
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1007
Census Tract	815300

Owner

Source: Maricopa County records · APN 304-44-086

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	646 E VERMONT DR, GILBERT, AZ 85295-5952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2012 · Amount on Record
Deed Sale	Oct 16, 2012 · Amount on Record
Prior Sale	Jan 31, 2007 · Amount on Record
Deed Document Number	20120937222
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	646 E VERMONT DR, GILBERT, AZ 85295-5952
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E VERMONT DR, GILBERT, AZ 85295-5952

Mortgage

Document Number	0001265607
Date	Dec 22, 2020
Instrument	20201265607

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,820 (-4.37%)	$718,200 (-4.37%) Land $143,600 Building $574,600
2025	$3,398.00 (+3.88%)
2024		$75,100	$751,000 Land $150,200 Building $600,800
2023	$3,271.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.