San Bernardino County property record for 646 E Spruce St, Ontario, CA 91761 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,199 sqft · built 1977 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $243,000 (Oct 2008) |
| Tax Bill | $3,449 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1050-552-20-0000 |
| Primary APN | 1050-552-20-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,199 sqft Living Area |
| Gross Area | 1,682 sqft |
| 1st Floor Area | 1,199 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 380 sqft |
| Patio Area | 380 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 646 E SPRUCE ST |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91761-5432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 9214 LOT 20 |
| Legal Subdivision | TRACT 9214 |
| Legal Tract | 9214 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 1810 |
Source: San Bernardino County records · APN 1050-552-20-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 E SPRUCE ST, ONTARIO, CA 91761-5432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2008 · Amount on Record |
| Deed Sale | Oct 31, 2008 · Amount on Record |
| Prior Sale | Aug 06, 2008 · Amount on Record |
| Deed Document Number | 2008480616 |
| Last Transfer Date | Apr 24, 2023 |
| Transfer Doc | 0000107679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 04, 2023 |
| Property Address | 646 E SPRUCE ST, ONTARIO, CA 91761-5432 |
| Document Number | 0000107679 |
| Map Reference | MB 127 PG 31&32 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023-0107679 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2023 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 646 E SPRUCE ST, ONTARIO, CA 91761-5432 |
| Document Number | 0000107680 |
|---|---|
| Date | May 04, 2023 |
| Instrument | 2023-0107680 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Ontario-Montclair School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $319,186 (+2%) Land $111,650 Building $207,536 | |
| 2025 | $3,449.00 (+5.28%) | $312,928 (+4.04%) Land $109,461 Building $203,467 |
| 2023 | $3,276.00 (+1.36%) | $300,777 Land $105,211 Building $195,566 |
| 2022 | $3,232.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 859 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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