646 E Rojo Way, Gilbert, AZ 85297 Property Records

Maricopa County property record for 646 E Rojo Way, Gilbert, AZ 85297 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,045 sqft · built 2021
Lot Size	0.191 acres (8,321 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Aug 2022)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-23-529`

Property Details

APN / Parcel Number

Primary APN	`313-23-529`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,045 sqft Living Area
1st Floor Area	2,045 sqft

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,321 sqft (0.191 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	646 E ROJO WAY
City	GILBERT
State	AZ
Zip	85297-0900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYTON LAKES PARCEL4 MCR 1443-04
Legal Range	06E
Legal Township	02S
Legal Section	07
Legal Subdivision	LAYTON LAKES PARCEL 4
Legal Lot Number	71
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1023
Census Tract	815901

Owner

Source: Maricopa County records · APN 313-23-529

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	646 E ROJO WAY, GILBERT, AZ 85297-0900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage DIGITAL FCU
Apr 05, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage KBHS HOME LOANS LLC
Apr 05, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Apr 05, 2022 · Amount on Record
Deed Document Number	20220683608
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 31, 2022
Property Address	646 E ROJO WAY, GILBERT, AZ 85297-0900
Document Number	0000683608
Map Reference	MB 1443 PG 4
Instrument Date	Jul 07, 2022
Instrument	20220683608
Transaction Type	Transfer
Record Updated	Sep 09, 2022
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 E ROJO WAY, 646, GILBERT, AZ 85297-0900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	646 E ROJO WAY, GILBERT, AZ 85297-0900

Mortgage

Document Number	0000683609
Date	Aug 31, 2022
Instrument	20220683609

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 01, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	5.62%
Index	Other
Margin	3
Max Rate	8.62%

April 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 05, 2022
Property Address	646 E ROJO WAY, GILBERT, AZ 85297-0900
Document Number	0000301615
Map Reference	MB 1443 PG 4
Instrument Date	Apr 01, 2022
Instrument	20220301615
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10249 S 51ST ST # ST100, 10249, PHOENIX, AZ 85044-5206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E ROJO WAY, GILBERT, AZ 85297-0900

Mortgage

Document Number	0000301616
Date	Apr 05, 2022
Instrument	20220301616

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 05, 2022
Property Address	646 E ROJO WAY, GILBERT, AZ 85297-0900
Document Number	0000301614
Map Reference	MB 1443 PG 4
Instrument Date	Apr 01, 2022
Instrument	20220301614
Transaction Type	Transfer
Record Updated	Mar 05, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10429 S 51ST ST STE 100, 100, PHOENIX, AZ 85044-5232

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,470 (-3.9%)	$544,700 (-3.9%) Land $108,900 Building $435,800
2025	$2,553.00 (+3.61%)
2024		$56,680	$566,800 Land $113,300 Building $453,500
2023	$2,464.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138159011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 625 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AirFiber WISP	Fixed Wireless (unlicensed)	100 / 25
Wi-Fiber	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: AT&T, Lumen Technologies, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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