646 E Pond Meadow Rd, Westbrook, CT 06498 Property Records

Westbrook Town property record for 646 E Pond Meadow Rd, Westbrook, CT 06498 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,319 sqft · built 1970
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Aug 2020)
Tax Bill	$6,116 (2025)
Deeds & Mortgages	Jan 2023 Refinance Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WBRO M:123 L:013`

Property Details

APN / Parcel Number

Primary APN	`WBRO M:123 L:013`
Alternative APN	`H0167600`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,319 sqft Living Area
Gross Area	6,258 sqft
1st Floor Area	1,743 sqft
Basement Area	859 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	174,240 sqft (4 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	H0167600
Street Address	646 E POND MEADOW RD
City	WESTBROOK
State	CT
Zip	06498-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	13
Jurisdiction	WESTBROOK CT
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2009
Census Tract	680101

Owner

Source: Westbrook Town records · APN WBRO M:123 L:013

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	646 E POND MEADOW RD, WESTBROOK, CT 06498-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Aug 26, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Jul 23, 2019
Deed Book / Page	361 / 1113
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	646 E POND MEADOW RD, WESTBROOK, CT 06498-2805
Transaction Type	Mortgage
Record Updated	Feb 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000377-414
Date	Jan 25, 2023
Book Page	377/414

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2048

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK CT
Recording Date	Aug 26, 2020
Property Address	646 E POND MEADOW RD, WESTBROOK, CT 06498-2805
Document Number	361-1113
Book / Page	361 / 1113
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SOUTH LN, WESTBROOK, CT 06498-1830

Mortgage

Document Number	3611115
Date	Aug 26, 2020
Instrument	361/1115

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westbrook Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Westbrook Town
Unified School District	Westbrook School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,116.00	$271,830 (-) Land $132,710 Building $139,120	$190,281 Land $92,897 Building $97,384
2024	$6,116.00 (+5.54%)
2023	$5,795.00 (+2.69%)	$271,830 (-) Land $132,710 Building $139,120
2022	$5,643.00	$271,830 Land $132,710 Building $139,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09007C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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