646 E Oshkosh St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 646 E Oshkosh St, Ripon, WI 54971

Property Summary

Property Type	Commercial
Details	7,720 sqft · built 1977
Lot Size	0.711 acres (30,971 sqft)
Owner	Company on Record
Last Sale	$11,000 (May 2017)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Jan 2018 Mortgage May 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-15-11-006-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-15-11-006-00`

Interior

Stories	1 Story
Building Area	7,720 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Metal
Construction Type	Frame
Lot Area	30,971 sqft (0.711 acres)
Lot Dimensions	17.7 ft deep x 17.5 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	646 E OSHKOSH ST
City	RIPON
State	WI
Zip	54971-1160
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	3
Legal Description	UNPL LAND S15 T16N R14E THE S 177' OF LOT 2 CSM #39-2-39 & LOT 1 CSM #771-6-31 LOC IN SW 1/4 SW 1/4
Legal Range	14E
Legal Township	16N
Legal Section	15
Legal Subdivision	NEWTON'S RESURVEY
Legal Lot Number	1-2
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	1
Census Block	1024
Census Tract	41500

Owner

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	646 E OSHKOSH ST, RIPON, WI 54971-1160
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2018	Deed of Trust, Mortgage HORICON BANK
May 30, 2017	Deed, Construction Loan · Construction Mortgage HORICON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2017 · Amount on Record
Deed Sale	May 30, 2017 · Amount on Record
Deed Document Number	20171084646
Prior Transfer Date	Jan 5, 2000
Prior Transfer Doc	0000947020
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	646 E OSHKOSH ST, RIPON, WI 54971-1160
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001094496
Date	Jan 18, 2018
Instrument	1094496

Lender

Name	HORICON BANK
Type	Bank
Address	HORICON, WI 53032

Agreement

Amount	Amount Recorded

May 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	FOND DU LAC WI
Recording Date	May 30, 2017
Property Address	646 E OSHKOSH ST, RIPON, WI 54971-1160
Document Number	0001084646
Map Reference	MB 7PG 39
Instrument Date	May 26, 2017
Instrument	1084646
Transaction Type	Construction Loan
Record Updated	May 22, 2023
Title Company	GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W2255 STATE ROAD 23, GREEN LAKE, WI 54941-9626

Mortgage

Document Number	0001084647
Date	May 30, 2017
Instrument	1084647

Lender

Name	HORICON BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0001085572
Date	Jun 19, 2017
Instrument	1085572

Lender

Name	HORICON BANK
Type	Bank
Address	HORICON, WI 53032

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,932.00 (+8.39%)	$119,000 (-) Land $31,500 Building $87,500	$183,539 (+31.28%) Land $48,584 Building $134,955
2023	$2,705.00	$119,000 Land $31,500 Building $87,500	$139,803 Land $37,007 Building $102,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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