646 E Osborne Cir, Draper, UT 84020 Property Records

Salt Lake County property record for 646 E Osborne Cir, Draper, UT 84020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,446 sqft · built 1992
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Trust Names on File
Last Sale	$509,400 (Feb 2021)
Tax Bill	$4,165 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`34-06-428-011`

Property Details

APN / Parcel Number

Primary APN	`34-06-428-011`
Alternative APN	`34-06-428-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,446 sqft Living Area
Gross Area	4,457 sqft
1st Floor Area	1,229 sqft
Upper Floors Area	1,217 sqft
Basement Area	1,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Architectural Style	Modern
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	726 sqft
Driveway	Concrete Driveway

Exterior Amenities

Pool Area	648 sqft
Porch	Covered Porch
Porch Area	72 sqft
Deck Area	408 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	646 E OSBORNE CIR
City	DRAPER
State	UT
Zip	84020-9215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1115
Legal Description	LOT 13, CAMBRIDGE SOUTH SUB. 6357-2562, 2564 6357-2565 6465-2324 6612-1524 8004-0723 8937-0210 9023-4470,4482 9241-5591 9241-5610 10021-3562 10025-3658 10027-7587 10456-407 10456-1817
Legal Range	1E
Legal Township	4S
Legal Section	06
Legal Subdivision	CAMBRIDGE SOUTH SUB
Legal Block	3
Legal Lot Number	13
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	3
Census Block	3002
Census Tract	112816

Owner

646 E Osborne Cir is owner-occupied and held in a trust since February 2021.

Source: Salt Lake County records, as of June 3, 2026

Owner of Record	2 Trust Names on File
Mailing Address	646 E OSBORNE CIR, DRAPER, UT 84020-9215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 5, 2021	Intrafamily Transfer, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Feb 5, 2021 · Amount on File
Deed Document Number	202113557165
Deed Book / Page	11112 / 6269
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	0000006287
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Feb 5, 2021
Property Address	646 E OSBORNE CIR, DRAPER, UT 84020-9215
Document Number	0013557165
Book / Page	11112 / 6269
Instrument Date	Jan 25, 2021
Instrument	13557165
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 E OSBORNE CIR, DRAPER, UT 84020-9215

Mortgage

Document Number	0013557166
Date	Feb 5, 2021
Instrument	13557166

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Feb 5, 2021
Property Address	646 E OSBORNE CIR, DRAPER, UT 84020-9215
Document Number	0013557167
Book / Page	11112 / 6287
Instrument Date	Jan 25, 2021
Instrument	13557167
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	646 E OSBORNE CIR, DRAPER, UT 84020-9215

Tax Assessment & Valuation

The 2025 property tax bill for 646 E Osborne Cir was $4,165, up 15.2% from the year before.

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Draper City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,165.00 (+15.18%)	$810,100 Land $278,100 Building $532,000	$810,100 Land $278,100 Building $532,000
2024	$3,616.00 (+8.65%)
2023	$3,328.00 (-1.13%) Homeowner's exemption	$347,105 Land $126,500 Building $220,605	$631,100 Land $230,000 Building $401,100
2022	$3,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 E Osborne Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 E Osborne Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERPRO INC private · serves 33,100 people · EPA ID UTAH18006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000

May also be available: Kempler Internet, Verizon.

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