646 E Oregon St, Evansville, IN 47711 Property Records

Vanderburgh County property record for 646 E Oregon St, Evansville, IN 47711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 863 sqft · built 1889
Lot Size	0.075 acres (3,250 sqft)
Owner	2 Company Names on Record
Last Sale	$463,100 (Jan 2025)
Tax Bill	$604 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`113-80-25-0950-18`

Property Details

APN / Parcel Number

Primary APN	`113-80-25-0950-18`
Alternative APNs	`82-06-20-025-095.018-029` `01657452736`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	863 sqft Living Area
1st Floor Area	863 sqft
Family Room	Family Room

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Construction Type	Wood
Foundation Type	Raised
Roof Material	Other
Lot Area	3,250 sqft (0.075 acres)
Lot Dimensions	130 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01657452736
Street Address	646 E OREGON ST
City	EVANSVILLE
State	IN
Zip	47711-5162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUMLERS ADD LOT 14 BL 6
Legal Subdivision	KUMLERS ADDITION
Legal Lot Number	14
Jurisdiction	VANDERBURGH IN
Township / Civil Division	PIGEON
Census Block Group	2
Census Block	2023
Census Tract	2300

Owner

Source: Vanderburgh County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	13077 DEVON CT, NEWBURGH, IN 47630
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Aug 1, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Mar 15, 2011
Deed Document Number	20251138
Prior Transfer Date	Jul 31, 2023
Prior Transfer Doc	0000014660
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANDERBURGH IN
Recording Date	Oct 9, 2026
Property Address	646 E OREGON ST, EVANSVILLE, IN 47711-5162
Document Number	0000021950
Instrument Date	Oct 9, 2026
Instrument	202621950
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021950,
Date	Oct 9, 2026
Instrument	202621950

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANDERBURGH IN
Recording Date	Oct 9, 2026
Property Address	646 E OREGON ST, EVANSVILLE, IN 47711-5162
Document Number	0000021952
Instrument Date	Oct 9, 2026
Instrument	202621952
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021952,
Date	Oct 9, 2026
Instrument	202621952

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VANDERBURGH IN
Recording Date	Aug 1, 2023
Property Address	646 E OREGON ST, EVANSVILLE, IN 47711-5162
Document Number	2023R00014660
Map Reference	MB C PG 301
Instrument Date	Jul 31, 2023
Instrument	2023R00014660
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4016 KINGS HILL DR, EVANSVILLE, IN 47720-6124

Tax Assessment & Valuation

Source: Vanderburgh County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Vanderburgh County
County Subdivision	Pigeon Township
Municipality	Evansville City
Unified School District	Evansville-Vanderburgh School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$604.00 (+216.23%)	$28,200 (+145.22%) Land $5,500 Building $22,700	$28,200 (+145.22%) Land $5,500 Building $22,700
2024	$191.00 (-22.04%)	$11,500 (+1.77%) Land $4,200 Building $7,300	$11,500 (+1.77%) Land $4,200 Building $7,300
2023	$245.00 (-0.41%)	$11,300 (-) Land $4,200 Building $7,100	$11,300 (-) Land $4,200 Building $7,100
2022	$246.00	$11,300 Land $4,200 Building $7,100	$11,300 Land $4,200 Building $7,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSVILLE WATER UTILITY serves 182,444 people · EPA ID IN5282002
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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