646 E Melody Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 646 E Melody Dr, Gilbert, AZ 85234 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1978
Square Footage2,295 sqft Living Area
Lot Size39,792 sqft (0.913 acres)
Pool775 sqft
OccupancyOwner Occupied
Last Sale$450,000 (2016)
Tax Bill$2,695.00 (2025)

Owner

Source: Maricopa County records · APN 304-10-233

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address646 E MELODY DR, GILBERT, AZ 85234-2411
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2023Deed of Trust, Mortgage · Line of Credit
MOUNTAIN AMERICA FCU
Jun 09, 2021Deed of Trust, Mortgage · Line of Credit
MOUNTAIN AMERICA FCU
Aug 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2016 · Amount on Record
Deed SaleApr 12, 2016 · Amount on Record
Prior SaleJul 17, 2012
Deed Doc Number20160242526
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address646 E MELODY DR, GILBERT, AZ 85234-2411
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 E MELODY DR, GILBERT, AZ 85234-2411

Mortgage

Document Number0000572782
DateNov 03, 2023
Instrument20230572782
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressSANDY, UT 84070
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address646 E MELODY DR, GILBERT, AZ 85234-2411
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000638290
DateJun 09, 2021
Instrument20210638290
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressWEST JORDAN, UT 84084
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address646 E MELODY DR, GILBERT, AZ 85234-2411
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000725604
DateAug 10, 2020
Instrument20200725604
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$69,320 (+3.34%)$693,200 (+3.34%) Land $138,600 Building $554,600
2025$2,695.00 (+3.18%)
2024$67,080$670,800 Land $134,100 Building $536,700
2023$2,612.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN304-10-233

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Building Area2,295 sqft Living Area
1st Floor2,295 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1978
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Lot Area39,792 sqft (0.913 acres)
Parking Spaces2 Parking Spaces
Pool Area775 sqft Pool
Patio Area200 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address646 E MELODY DR
CityGILBERT
StateAZ
Zip85234-2411
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCIRCLE G RANCHES PER MCR 183-39
Legal Range06E
Legal Township01S
Legal Section06
Legal QuarterNE
Legal Quarter QuarterNE
Legal SubdivisionCIRCLE G RANCHES
Legal Lot Number28
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup1
Census Block1003
Census Tract422508

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