646 E Main St, Versailles, OH 45380 Property Records

Darke County property record for 646 E Main St, Versailles, OH 45380

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,045 sqft · built 1900
Lot Size	0.115 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Aug 2023)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T76-2-410-19-01-02-16000`

Property Details

APN / Parcel Number

Primary APN	`T76-2-410-19-01-02-16000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	808 sqft
Attic	Attic
Attic Area	237 sqft
Basement Area	256 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	Raised
Lot Area	5,040 sqft (0.115 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Porch	Enclosed Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	646 E MAIN ST
City	VERSAILLES
State	OH
Zip	45380-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK VIEW ADDN WHOLE LOT 548
Legal Subdivision	PARK VIEW ADDN
Legal Lot Number	548
Jurisdiction	DARKE OH
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4024
Census Tract	530100

Owner

Source: Darke County records · APN T76-2-410-19-01-02-16000

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	646 E MAIN ST, VERSAILLES, OH 45380-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2023 · Amount on Record
Deed Sale	Aug 08, 2023 · Amount on Record
Prior Sale	Nov 30, 2015 · Amount on Record
Deed Document Number	202300004018
Deed Book / Page	563 / 1602
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Aug 08, 2023
Property Address	646 E MAIN ST, VERSAILLES, OH 45380-1528
Document Number	00563/1602
Book / Page	563 / 1602
Instrument Date	Aug 03, 2023
Instrument	202300004018
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E MAIN ST, VERSAILLES, OH 45380-1528

Mortgage

Document Number	202300004019
Date	Aug 08, 2023
Instrument	202300004019

Lender

Name	OSGOOD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Darke County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Wayne Township
Municipality	Versailles Village
Unified School District	Versailles Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00 (+10.13%) Homeowner's exemption	$44,050 (+13.01%) Land $6,060 Building $37,990	$125,840 (+12.99%) Land $17,300 Building $108,540
2023	$1,333.00 (+15.11%)	$38,980 (+17.13%) Land $6,060 Building $32,920	$111,370 (+17.13%) Land $17,300 Building $94,070
2022	$1,158.00	$33,280 Land $5,050 Building $28,230
2020			$95,080 Land $14,420 Building $80,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1989 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
New Knoxville Telephone Company/GoldStar Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Cincinnati Bell Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wabash Mutual Telephone Company.

Based on FCC filings for 119 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VERSAILLES VILLAGE PWS serves 2,687 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.