Yates County and Barrington Town property record for 646 E Lake Rd, Penn Yan, NY 14527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,328 sqft · built 1870 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $960,000 (Jul 2021) |
| Tax Bill | $16,219 (2026) |
| Deeds & Mortgages | Nov 2023 Sale Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 572000 97.69-1-7 |
| Primary APN | 572000 97.69-1-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,328 sqft Living Area |
| 1st Floor Area | 1,790 sqft |
| 2nd Floor Area | 862 sqft |
| Upper Floors Area | 676 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 35 ft deep x 119 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 427 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0414-040 |
|---|---|
| Street Address | 646 E LAKE RD |
| City | PENN YAN |
| State | NY |
| Zip | 14527-9421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LAKE |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | YATES NY |
| Township / Civil Division | BARRINGTON |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 150502 |
646 E Lake Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Yates County and Barrington Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 E LAKE RD, PENN YAN, NY 14527-9421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2023 | Bargain and Sale Deed, Transfer |
| Jul 16, 2021 | Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK |
| Oct 16, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on File |
| Deed Sale | Jul 16, 2021 · Amount on File |
| Prior Sale | Oct 16, 2018 · Amount on File |
| Deed Document Number | 20215491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | YATES NY |
| Recording Date | Nov 3, 2023 |
| Property Address | 646 E LAKE RD, PENN YAN, NY 14527-9421 |
| Document Number | 0202313073 |
| Map Reference | LB 744 PG 162 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-13073 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 646 E LAKE RD, PENN YAN, NY 14527-9421 |
| Name | Verified Name |
|---|---|
| Address | 646 E LAKE RD, PENN YAN, NY 14527-9421 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YATES NY |
| Recording Date | Jul 16, 2021 |
| Property Address | 646 E LAKE RD, PENN YAN, NY 14527-9421 |
| Document Number | 20215491 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2021-5491 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 840 DEEP LAGOON LN, 840, FORT MYERS, FL 33919-6109 |
| Name | Verified Name |
|---|---|
| Address | 1743 ARCHERS GLEN, SALE CITY, GA 31784 |
| Document Number | 20215492 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-5492 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YATES NY |
| Recording Date | Oct 16, 2018 |
| Property Address | 646 E LAKE RD, PENN YAN, NY 14527-9421 |
| Document Number | 0DE744/162 |
| Book / Page | DE 744 / 162 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 2018-00002690 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 646 E LAKE RD, 646, PENN YAN, NY 14527-9421 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 00000 |
The 2026 property tax bill for 646 E Lake Rd was $16,219, up 2.6% from the year before.
Source: Yates County and Barrington Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Barrington Town |
| Unified School District | Penn Yan Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,219.00 (+2.61%) | ||
| 2025 | $15,807.00 | $1,047,200 Land $352,000 Building $695,200 | $1,138,261 Land $382,609 Building $755,652 |
| 2023 | $870,000 (-) Land $352,000 Building $518,000 | $966,667 (+4.45%) Land $391,111 Building $575,556 | |
| 2022 | $870,000 Land $352,000 Building $518,000 | $925,500 Land $374,455 Building $551,045 | |
| 2020 | $13,658.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 E Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 5 (2014–2026) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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