646 E Henry St, Savannah, GA 31401 Property Records

Chatham County property record for 646 E Henry St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 732 sqft · built 2020
Lot Size	0.077 acres (3,358 sqft)
Owner	Individual Name on Record
Last Sale	$291,000 (Jul 2024)
Tax Bill	$2,243 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0054-05-015`

Property Details

APN / Parcel Number

Primary APN	`2-0054-05-015`
Alternative APN	`C292Q263`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	732 sqft Living Area
1st Floor Area	732 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,358 sqft (0.077 acres)
Lot Dimensions	112 ft deep x 30 ft wide

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	646 E HENRY ST
City	SAVANNAH
State	GA
Zip	31401-7027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BG
Legal Description	LOT100 WEED WARD
Legal Subdivision	HENRY ST EAST
Legal Lot Number	100
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2011
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Eastside Historic District listed 2002 · 459 contributing resources · NRIS 02001292

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 E HENRY ST, SAVANNAH, GA 31401-7027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 10, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Jan 28, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE
May 29, 2020	Warranty Deed, Transfer
Mar 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Jul 15, 2024 · Amount on Record
Deed Book / Page	3428 / 685
Prior Transfer Date	Jul 12, 2024
Prior Transfer Doc	0034280685
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	646 E HENRY ST, SAVANNAH, GA 31401-7027
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E HENRY ST, SAVANNAH, GA 31401-7027

Mortgage

Document Number	0029630191
Date	Nov 16, 2022
Book Page	0000002963/0000000191

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	646 E HENRY ST, SAVANNAH, GA 31401-7027
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E HENRY ST, SAVANNAH, GA 31401-7027

Mortgage

Document Number	0000002359/0000000538
Date	May 10, 2021
Book Page	0000002359/0000000538

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 28, 2021
Property Address	646 E HENRY ST, SAVANNAH, GA 31401-7027
Document Number	0022240719
Book / Page	2224 / 719
Instrument Date	Jan 28, 2021
Instrument	2021-000943
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E HENRY ST, SAVANNAH, GA 31401-7027

Mortgage

Document Number	0000002224/0000000722
Date	Jan 29, 2021
Book Page	0000002224/0000000722

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 29, 2020
Property Address	646 E HENRY ST, SAVANNAH, GA 31401-7027
Document Number	0019450117
Book / Page	1945 / 117
Instrument Date	May 29, 2020
Instrument	2020-005065
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3570, SAVANNAH, GA 31414-3570

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 21, 2017
Property Address	646 E HENRY ST, SAVANNAH, GA 31401-7027
Document Number	0010390790
Book / Page	1039 / 790
Instrument Date	Mar 21, 2017
Instrument	2017-002463
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N GAYLORD AVE, LUDINGTON, MI 49431-1621

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,680 (+1.67%) Land $40,000 Building $52,680	$231,700 (+1.67%) Land $100,000 Building $131,700
2025	$2,243.00 (-10.24%) Homeowner's exemption	$91,160 (+12.1%) Land $40,000 Building $51,160	$227,900 (+12.1%) Land $100,000 Building $127,900
2024	$2,499.00 (-11.38%)
2023		$81,320 (+19.38%) Land $34,800 Building $46,520	$203,300 (+19.38%) Land $87,000 Building $116,300
2022	$2,820.00	$68,120 Land $26,000 Building $42,120	$170,300 Land $65,000 Building $105,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon.

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