646 E Co Rd 4, Geneva, AL 36340 Property Records

Geneva County property record for 646 E Co Rd 4, Geneva, AL 36340

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1938
Lot Size	50 acres (2,178,000 sqft)
Owner	Individual Name on File
Last Sale	$155,900 (Feb 2021)
Tax Bill	$386 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1805220000015000`

Property Details

APN / Parcel Number

Primary APN	`1805220000015000`
Alternative APN	`0000831210`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Total Area
1st Floor Area	1,040 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,178,000 sqft (50 acres)

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Utility Building	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000831210
Street Address	646 E COUNTY ROAD 4
City	GENEVA
State	AL
Zip	36340-6590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG INT S/L SW 1/4 & E ROW SPRING CREEK RD, N 1630' TO S ROW CO RD 4, E'LY ALG ROW 720', SW 285'S, SE 361.87', NE 304.5', SE
Legal Range	22E
Legal Township	01N
Legal Section	22
Legal Subdivision	UNKNOWN
Jurisdiction	GENEVA AL
Township / Civil Division	HARTFORD
Census Block Group	4
Census Block	4069
Census Tract	50400

Owner

Source: Geneva County assessment roll, APN 1805220000015000, as of May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	864 E COUNTY ROAD 4, BLACK, AL 36314-5337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Closed-End Mortgage THE SAMSON BANKING COMPANY INC
Mar 08, 2021	Deed of Trust, Mortgage · Line of Credit THE SAMSON BANKING COMPANY INC
May 26, 2021	Deed of Trust, Mortgage · Line of Credit THE SAMSON BANKING COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Deed Book / Page	1096 / 10
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENEVA AL
Property Address	864 612 646 E CO RD 4, 4, GENEVA, AL 36340
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 E COUNTY ROAD 4, BLACK, AL 36314-5337

Mortgage

Document Number	0001289/13
Date	Sep 23, 2025
Book Page	1289/13

Lender

Name	THE SAMSON BANKING COMPANY INC
Type	Bank
Address	SAMSON, AL 36477

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENEVA AL
Property Address	864 612 646 E CO RD 4, 4, GENEVA, AL 36340
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 E COUNTY ROAD 4, BLACK, AL 36314-5337

Mortgage

Document Number	001098/296
Date	Mar 08, 2021
Book Page	1098/296

Lender

Name	THE SAMSON BANKING COMPANY INC
Type	Bank
Address	SAMSON, AL 36477

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENEVA AL
Property Address	864 612 646 E CO RD 4, 4, GENEVA, AL 36340
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 E COUNTY ROAD 4, BLACK, AL 36314-5337

Mortgage

Document Number	001110/243
Date	May 26, 2021
Book Page	1110/243

Lender

Name	THE SAMSON BANKING COMPANY INC
Type	Bank
Address	SAMSON, AL 36477

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Geneva County assessment roll as of May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Geneva County
Unified School District	Geneva City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$386.00 (+8.12%) Homeowner's exemption	$13,820 (+7.47%) Land $2,760 Building $11,060	$320,600 (+3.19%) Land $210,300 Building $110,300
2024	$357.00 (+15.16%) Homeowner's exemption	$12,860 (+13.01%) Land $2,760 Building $10,100	$310,700 (+22.71%) Land $210,300 Building $100,400
2023	$310.00 (-1.59%) Homeowner's exemption	$11,380 (-1.56%) Land $2,700 Building $8,680	$253,200 (+12.33%) Land $166,500 Building $86,700
2022	$315.00 Homeowner's exemption	$11,560 Land $2,620 Building $8,940	$225,400 Land $136,500 Building $88,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Geneva County (01061C), as of May 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010610504004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2009)
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line
Claims by Event	Hurricane Georges, Sep 1998 · 2 claims Severe Storms And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 7 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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