Ocean County and Ocean Gate Borough property record for 646 E Cape May Ave, Ocean Gate, NJ 08740
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 640 sqft · built 1944 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,500 (Apr 2019) |
| Tax Bill | $6,006 (2025) |
| Deeds & Mortgages | Apr 2019 Sale Mar 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 22-00070-0000-00006 |
| Primary APN | 22-00070-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 640 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 2200070000003375 |
|---|---|
| Street Address | 646 E CAPE MAY AVE |
| City | OCEAN GATE |
| State | NJ |
| Zip | 08740-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 60X100 |
| Legal Subdivision | OCEAN GATE SEC 2 |
| Legal Block | 70 |
| Legal Lot Number | 6 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN GATE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 729000 |
Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 372 BOXWOOD LN, CINNAMINSON, NJ 08077-3405 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2019 | Grant Deed, Transfer SURREY TITLE COMPANY, SURREY TITLE CO |
| Mar 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WENDY SANDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Deed Document Number | 201932590 |
| Deed Book / Page | 17436 / 364 |
| Prior Transfer Date | Mar 27, 2019 |
| Prior Transfer Doc | 0174360364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 10, 2019 |
| Property Address | 646 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1325 |
| Document Number | 0174360364 |
| Book / Page | 017436 / 000364 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 32590 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | SURREY TITLE COMPANY, SURREY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 E CAPE MAY AVE OCEAN GATE NJ 087401325, OCEAN GATE, NJ 08740-1325 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 646 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1325 |
| Document Number | 0170651733 |
| Instrument Date | Mar 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3500 HARBISON DR VACAVILLE CA 956873913, VACAVILLE, CA 95687-3913 |
| Document Number | 0170651733 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 017065/001733 |
| Instrument | 29164 |
| Name | WENDY SANDERS |
|---|---|
| Address | 372 BOXWOOD LN, CINNAMINSON, NJ 08077-3405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 27, 2021 |
Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ocean Gate Borough |
| Secondary School District | Central Regional School District (07 - 12) |
| Elementary School District | Ocean Gate Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,800 (-) Land $170,000 Building $159,800 | $329,800 (-) Land $170,000 Building $159,800 | |
| 2025 | $6,006.00 (+10.79%) | $329,800 (+107.55%) Land $170,000 Building $159,800 | $329,800 (+107.55%) Land $170,000 Building $159,800 |
| 2024 | $5,421.00 (+22.67%) | ||
| 2023 | $158,900 Land $70,000 Building $88,900 | $158,900 Land $70,000 Building $88,900 | |
| 2022 | $4,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 81 (1984–2021) |
| Claims Outside the SFHA | 7 of 81 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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