San Joaquin County property record for 646 E Anderson St, Stockton, CA 95206
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 4 ba · 1,187 sqft · built 1955 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (May 2026) |
| Tax Bill | $743 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2023 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 147-280-230-000 |
| Primary APN | 147-280-230-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,187 sqft Living Area |
| 1st Floor Area | 1,187 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | None |
|---|
| Old Parcel Number | 147-280-23 |
|---|---|
| Street Address | 646 E ANDERSON ST |
| City | STOCKTON |
| State | CA |
| Zip | 95206-1509 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SOUTH MORMON CHA BLK 73 PART OF LOT9,11 |
| Legal Subdivision | SOUTH OF MORMON CHANNEL |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 700 |
646 E Anderson St, a duplex, is owned and occupied by an individual who bought it in May 2026.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 E ANDERSON ST, STOCKTON, CA 95206-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Grant Deed, Transfer · Conventional Mortgage BMO HARRIS BANK |
| Nov 21, 2023 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on File |
| Deed Sale | May 7, 2026 · Amount on File |
| Prior Sale | Apr 15, 2025 · Amount on File |
| Deed Document Number | 202642051 |
| Prior Transfer Date | Dec 4, 2024 |
| Prior Transfer Doc | 0000031050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 7, 2026 |
| Property Address | 646 E ANDERSON ST, STOCKTON, CA 95206-1509 |
| Document Number | 0000042051 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.42051 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 E ANDERSON ST, STOCKTON, CA 95206-1509 |
| Document Number | 0000042052, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026.42052 |
| Name | BMO HARRIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 21, 2023 |
| Property Address | 646 E ANDERSON ST, STOCKTON, CA 95206-1509 |
| Document Number | 0000095256 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023-095256 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10853 TANK HOUSE DR, STOCKTON, CA 95209-4342 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 646 E Anderson St was $743, up 2.8% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Stockton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $743.00 (+2.77%) | |
| 2025 | $723.00 | $53,784 Land $23,050 Building $30,734 |
| 2023 | $695.00 (+4.35%) | $51,698 Land $22,156 Building $29,542 |
| 2022 | $666.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 646 E Anderson St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 646 E Anderson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001 |
|---|---|
| Water Source | Purchased surface water from STOCKTON EAST WATER DISTRICT |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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