646 E 8th St, Traverse City, MI 49686 Property Records

Grand Traverse County property record for 646 E 8th St, Traverse City, MI 49686

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1911
Lot Size0.142 acres (6,186 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Sep 2017)
Tax Bill$10,809 (2025)
Flood ZoneZone X (minimal risk)
APN51-634-030-00

Property Details

APN / Parcel Number

Primary APN51-634-030-00
Alternative APN
  • 285163403000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
Basement Area704 sqft
Unfinished Basement704 sqft

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,186 sqft (0.142 acres)
Lot Dimensions165 ft deep x 37.5 ft wide
Garage TypeMixed
Garage Area1,480 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area36 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address646 E 8TH ST
CityTRAVERSE CITY
StateMI
Zip49686-2631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL OF LOT 23 & W 1/2 OF LOT 24, BLOCK 5 HANNAH LAY & COS 5TH ADD
Legal SubdivisionHANNAH LAY & COS 5TH ADD
Legal Block5
Legal Lot Number23,24
JurisdictionGRAND TRAVERSE MI
Township / Civil DivisionTRAVERSE CITY
Census Block Group3
Census Block3044
Census Tract551200

Owner

Source: Grand Traverse County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address311 RENNIE LAKE RD, TRAVERSE CITY, MI 49696-9311
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2017 · Amount on Record
Deed SaleSep 25, 2017 · Amount on Record
Prior SaleJan 25, 1994 · Amount on Record
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Grand Traverse County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGrand Traverse County
MunicipalityTraverse City
Unified School DistrictTraverse City Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$173,000 (-11.42%)$345,996 (-11.41%)
2025$10,809.00$195,300 (+99.49%)$390,553 (+12.81%)
2023$97,900
2022$346,201

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRAVERSE CITY
serves 14,532 people · EPA ID MI0006640
Water SourceSurface water
Last State InspectionJul 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Michigan Broadband Service.

Nearby Properties on E 8th St

Nearby Streets

Search Property Records by Address or Parcel Number