646 E 51st St, Apt 3E, Chicago, IL 60615 Property Records

Cook County property record for 646 E 51st St, Apt 3E, Chicago, IL 60615

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,700 sqft · built 1910
Lot Size	0.166 acres (7,250 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2021)
Tax Bill	$3,598 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-10-232-026-1008`

Property Details

APN / Parcel Number

Primary APN	`20-10-232-026-1008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	6 Units
Stories	3 Stories
Building Area	1,700 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	7,250 sqft (0.166 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	646 E 51ST ST, 3E
City	CHICAGO
State	IL
Zip	60615-4879
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-5
Legal Description	THE (FRANCES) (M) CONDOMINIUM SEC 10-38-14
Legal Range	14E
Legal Township	38N
Legal Section	10
Legal Subdivision	FRANCES M CONDOMINIUM
Legal Lot Number	14
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1013
Census Tract	843600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Park listed 2004 · 52 contributing resources · NRIS 04000871

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 E 51ST ST, 3E, CHICAGO, IL 60615-4879
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 24, 2018	Warranty Deed, Transfer · Conventional with PMI NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	20214053
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 8, 2021
Property Address	646 E 51ST ST APT 3E, 3E, CHICAGO, IL 60615-4879
Document Number	0031204053
Map Reference	DOC 25640509
Instrument Date	Oct 26, 2021
Instrument	2131204053
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E 51ST ST APT 3E, 3E, CHICAGO, IL 60615-4879

Mortgage

Document Number	0031204054
Date	Nov 8, 2021
Instrument	2131204054

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 24, 2018
Property Address	646 E 51ST ST APT 3E, 3E, CHICAGO, IL 60615-4879
Document Number	1811422051
Instrument Date	Apr 17, 2018
Instrument	11422051
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	LAKELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E 51ST ST #ST3E CHICAGO IL 606153624, CHICAGO, IL 60615-3624

Mortgage

Document Number	1811422052
Date	Apr 24, 2018
Instrument	11422052

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LAMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 (+47.07%) Land $4,012 Building $20,988	$250,000 (+47.07%) Land $40,120 Building $209,880
2023	$3,598.00 (+2.59%)
2022	$3,507.00	$16,999 Land $4,011 Building $12,988	$169,990 Land $40,110 Building $129,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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