646 E 48th St, Indianapolis, IN 46205 Property Records

Marion County property record for 646 E 48th St, Indianapolis, IN 46205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,400 sqft · built 1923
Lot Size	0.082 acres (3,615 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,891 (2023)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-12-177-004.000-801`

Property Details

APN / Parcel Number

Primary APN	`49-06-12-177-004.000-801`
Alternative APN	`8017765`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	700 sqft
2nd Floor Area	700 sqft
Basement Area	700 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1950
Roof Material	Asphalt
Lot Area	3,615 sqft (0.082 acres)
Lot Dimensions	59 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	155 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	8017765
Old Parcel Number	8017765
Street Address	646 E 48TH ST
City	INDIANAPOLIS
State	IN
Zip	46205-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC DONALD-JOHNSTON SUB L7 9.166'S SIDE EX 114.75'WEND & L8 EX 114.75'W END
Legal Range	03
Legal Township	16
Legal Section	12
Legal Subdivision	MC DONALD-JOHNSTON SUBDIVISION
Legal Lot Number	7 9
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2004
Census Tract	322300

Owner

Source: Marion County records · APN 49-06-12-177-004.000-801

Assessment roll updated July 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	646 E 48TH ST, INDIANAPOLIS, IN 46205-1861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2013
Deed Sale	Oct 04, 2013
Prior Sale	Apr 22, 2010
Deed Document Number	A201000035819
Record Updated	Jun 07, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	646 E 48TH ST, INDIANAPOLIS, IN 46205-1861
Transaction Type	Mortgage
Record Updated	Mar 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019334
Date	Feb 14, 2022
Instrument	A202200019334

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated July 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,891.00 (+4.07%) Homeowner's exemption	$244,800 (+4.97%) Land $41,700 Building $203,100	$244,800 (+4.97%) Land $41,700 Building $203,100
2022	$2,778.00 (+5.23%) Homeowner's exemption	$233,200 Land $24,900 Building $208,300	$233,200 Land $24,900 Building $208,300
2021	$2,640.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xiber.

Based on FCC filings for 801 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.