646 E 31st St, Indianapolis, IN 46205 Property Records

Marion County property record for 646 E 31st St, Indianapolis, IN 46205

Property Summary

Property Type	Duplex
Details	3 bd · 1,405 sqft · built 1915
Lot Size	0.063 acres (2,744 sqft)
Owner	Individual Name on Record
Last Sale	$358,000 (Sep 2024)
Tax Bill	$6,301 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-06-24-138-183.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-06-24-138-183.000-101`
Alternative APN	`1060551`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,405 sqft Living Area
Gross Area	2,705 sqft
1st Floor Area	1,405 sqft
Upper Floors Area	665 sqft
Attic	Attic
Attic Area	650 sqft
Basement Area	650 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	2,744 sqft (0.063 acres)
Lot Dimensions	60 ft deep x 46 ft wide
View / Lot	Extra Front

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	646 E 31ST ST
City	INDIANAPOLIS
State	IN
Zip	46205-3983
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BOULEVARD SQUARE 60FT W END L188
Legal Subdivision	BOULEVARD SQUARE 60FT W END
Legal Lot Number	188
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2001
Census Tract	350900

Owner

Source: Marion County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 E 31ST ST, INDIANAPOLIS, IN 46205-3983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2023	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE
Apr 12, 2021	Warranty Deed, Transfer
Oct 14, 2020	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Sep 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2024 · Amount on Record
Deed Sale	Sep 19, 2024 · Amount on Record
Prior Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	202476434
Prior Transfer Date	Jun 5, 2018
Prior Transfer Doc	0000100612
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	646 E 31ST ST, INDIANAPOLIS, IN 46205-3983
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018966
Date	Mar 9, 2026
Instrument	A202600018966

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jan 4, 2023
Property Address	646 E 31ST ST, INDIANAPOLIS, IN 46205-3983
Document Number	0000000557
Map Reference	PB 23 PG 60
Instrument Date	Dec 29, 2022
Instrument	A202300000557
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E 31ST ST, INDIANAPOLIS, IN 46205-3983

Mortgage

Document Number	0000001110
Date	Jan 5, 2023
Instrument	A202300001110

Lender

Name	GVC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Apr 12, 2021
Property Address	646 E 31ST ST, INDIANAPOLIS, IN 46205-3983
Document Number	0000047592
Map Reference	PB 13 PG 60
Instrument Date	Apr 5, 2021
Instrument	A202100047592
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR # 100, 100, LAS VEGAS, NV 89121-2257

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Oct 14, 2020
Property Address	646 E 31ST ST, INDIANAPOLIS, IN 46205-3983
Document Number	0000117412
Instrument Date	Oct 8, 2020
Instrument	117412
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10100 LANTERN RD #125 FISHERS IN 460377806, 125, FISHERS, IN 46037-7806

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Sep 10, 2020
Property Address	646 E 31ST ST, INDIANAPOLIS, IN 46205-3983
Document Number	0000100612
Instrument Date	Jun 5, 2018
Instrument	100612
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4526 SHADY LN INDIANAPOLIS IN 462263348, INDIANAPOLIS, IN 46226-3348

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,301.00 (+33.67%)	$369,100 (+32.53%) Land $20,700 Building $348,400	$369,100 (+32.53%) Land $20,700 Building $348,400
2023	$4,714.00 (-20.87%) Homeowner's exemption	$278,500 (+3.49%) Land $20,700 Building $257,800	$278,500 (+3.49%) Land $20,700 Building $257,800
2022	$5,957.00 (+149.56%)	$269,100 Land $5,100 Building $264,000	$269,100 Land $5,100 Building $264,000
2021	$2,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xiber.

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