646 Dragonfly Dr, Prescott, AZ 86301 Property Records

Yavapai County property record for 646 Dragonfly Dr, Prescott, AZ 86301

Property Summary

Property Type	Single Family Home
Details	1,740 sqft · built 1992
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Trust Names on File
Last Sale	$342,500 (Jul 2019)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-20-046`

Property Details

APN / Parcel Number

Primary APN	`103-20-046`
Alternative APNs	`1032004605` `103200465`

Interior

Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,187 sqft
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Concrete
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	103200465
Street Address	646 DRAGONFLY DR
City	PRESCOTT
State	AZ
Zip	86301-5854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YAVAPAI HILLS UNIT 1 PHASE 1 AMENDED LOT 45 CONT .27AC SEC 32 -14-1W M&P 19/70-76
Legal Range	01W
Legal Township	14
Legal Section	32
Legal Subdivision	YAVAPAI HILLS
Legal Phase	1
Legal Lot Number	45
Legal Unit	1
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1012
Census Tract	502

Owner

646 Dragonfly Dr is owner-occupied and held in a trust since March 2021.

Source: Yavapai County records, as of April 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	646 DRAGONFLY DR, PRESCOTT, AZ 86301-5854
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2021	Intrafamily Transfer, Transfer
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIA MTG
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Deed Document Number	201935240
Last Transfer Date	Mar 3, 2021
Transfer Doc	0000016818
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	646 DRAGONFLY DR, PRESCOTT, AZ 86301-5854
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200002023
Date	Jan 13, 2020
Instrument	2020-0002023

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAVAPAI AZ
Recording Date	Mar 10, 2021
Property Address	646 DRAGONFLY DR, PRESCOTT, AZ 86301-5854
Document Number	20210016818
Map Reference	MB 19 PG 70
Instrument Date	Mar 3, 2021
Instrument	2021-0016818
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	646 DRAGONFLY DR, PRESCOTT, AZ 86301-5854
Investor	Possibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	646 DRAGONFLY DR, PRESCOTT, AZ 86301-5854
Document Number	0000074648
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	646 DRAGONFLY DR PRESCOTT AZ 863015854, PRESCOTT, AZ 86301-5854

Mortgage

Document Number	0000074648
Date	Dec 1, 2020
Instrument	74648

Lender

Name	MILLENNIA MTG
Type	Mortgage Company
Address	CHANDLER, AZ 85226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jul 12, 2019
Property Address	646 DRAGONFLY DR, PRESCOTT, AZ 86301-5854
Document Number	0000035240
Instrument Date	May 29, 2019
Instrument	35240
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	646 DRAGONFLY DR PRESCOTT AZ 863015854, PRESCOTT, AZ 86301-5854

Mortgage

Document Number	35241
Date	Jul 12, 2019
Instrument	35241

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 646 Dragonfly Dr was $1,352, up 3.1% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott City
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$38,401 (+1.79%)	$384,011 (+1.8%) Land $100,691 Building $283,320
2026		$37,724 (+1.48%)	$377,238 (+1.48%) Land $98,834 Building $278,404
2025	$1,352.00 (+3.13%)	$37,174 Land $8,985 Building $28,189	$371,737 Land $89,849 Building $281,888
2024	$1,311.00
2022	$1,265.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 Dragonfly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Dragonfly Dr is high, ranking above 86% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
MTE Communications Fixed Wireless	300 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Mile High Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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