646 Downer Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 646 Downer Ave, El Cajon, CA 92020 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1957
Square Footage1,280 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$710,000 (2025)
Tax Bill$3,283.00 (2025)

Property Details

APN / Parcel Number

Primary APN492-302-05-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,280 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address646 DOWNER AVE
CityEL CAJON
StateCA
Zip92020-7309
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 66 TR 003252
Legal SubdivisionCHASE MEADOWS
Legal Tract003252
Legal Block3
Legal Lot Number66
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3007
Census Tract15902

Owner

Source: San Diego County records · APN 492-302-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address646 DOWNER AVE, EL CAJON, CA 92020-7309
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
GLOBAL EQUITY FINANCE INC
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2025 · Amount on Record
Deed SaleAug 15, 2025 · Amount on Record
Prior SaleAug 09, 1995 · Amount on Record
Deed Doc Number2025225861
Prior Transfer DateJul 06, 2013
Prior Transfer Doc0000438338
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address646 DOWNER AVE, EL CAJON, CA 92020-7309
Transaction TypeMortgage
Record UpdatedMar 04, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 DOWNER AVE, EL CAJON, CA 92020-7309

Mortgage

Document Number0000087638
DateFeb 25, 2022
Instrument2022-0087638
Lender
NameGLOBAL EQUITY FINANCE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address646 DOWNER AVE, EL CAJON, CA 92020-7309
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 DOWNER AVE, EL CAJON, CA 92020-7309

Mortgage

Document Number0000374187
DateMay 17, 2021
Instrument2021-0374187
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$710,000 (+205.53%) Land $211,308 Building $498,692
2025$3,283.00 (+2.34%)$232,383 (+4.04%) Land $69,161 Building $163,222
2023$3,208.00 (+1.58%)$223,361 Land $66,476 Building $156,885
2022$3,158.00

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