Henderson County property record for 646 Divide Loop, Flat Rock, NC 28731 · Last verified July 2026
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Modular |
| Year Built | Built 2012 |
| Square Footage | 2,052 sqft Heated Area |
| Lot Size | 40,075 sqft (0.92 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,421.00 (2025) |
| Primary APN | 9598398021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 2,052 sqft Heated Area |
| 1st Floor | 2,052 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 40,075 sqft (0.92 acres) |
| Deck Area | 520 sqft Deck |
| Canopy Area | 100 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 9968903 |
|---|---|
| Street Address | 646 DIVIDE LOOP |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-6729 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | COUNTRY VIEW LO8 PHI PL2001-3833 |
| Legal Subdivision | COUNTRY VIEW (4811) |
| Legal Phase | 1 |
| Legal Block | 39 |
| Legal Lot Number | 8021 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | BLUE RIDGE |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 930302 |
Source: Henderson County records · APN 9598398021
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 DIVIDE LOOP, FLAT ROCK, NC 28731-6729 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Oct 27, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage TELCO COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 646 DIVIDE LOOP, FLAT ROCK, NC 28731-6729 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0039860393 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 3986/393 |
| Instrument | 989760 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Aug 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Oct 27, 2025 |
| Property Address | 646 DIVIDE LOOP, FLAT ROCK, NC 28731-6729 |
| Document Number | 0043560242 |
| Book / Page | 4356 / 242 |
| Map Reference | SL 3833 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 1001039292 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 646 DIVIDE LOOP, FLAT ROCK, NC 28731-6729 |
| Name | Verified Name |
|---|---|
| Address | 646 DIVIDE LOOP, FLAT ROCK, NC 28731-6729 |
| Document Number | 1001039293 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 1001039293 |
| Name | TELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2040 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,000 (-) Land $56,500 Building $192,500 | ||
| 2025 | $1,421.00 | $249,000 (-) Land $56,500 Building $192,500 | |
| 2024 | $1,421.00 | ||
| 2023 | $249,000 Land $56,500 Building $192,500 | $249,000 Land $56,500 Building $192,500 |
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