646 Derby Ct, Sunnyvale, CA 94087 Property Records

Santa Clara County property record for 646 Derby Ct, Sunnyvale, CA 94087

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,836 sqft · built 1961
Lot Size0.164 acres (7,140 sqft)
Owner2 Company Names on Record
Last Sale$1,175,000 (Nov 2013)
Tax Bill$17,033 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN309-15-026

Property Details

APN / Parcel Number

Primary APN309-15-026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,836 sqft Living Area
Gross Area1,762 sqft
1st Floor Area1,762 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,140 sqft (0.164 acres)
Lot Dimensions102 ft deep x 70 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Pool Area3,550 sqft
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address646 DERBY CT
CitySUNNYVALE
StateCA
Zip94087-3435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR0
Legal DescriptionTRACT 2748 COUNTRY LANE BOOK 128 PAGE 5 LOT 213
Legal SubdivisionCOUNTRY LANE
Legal Tract2748
Legal Lot Number213
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1008
Census Tract508203

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address646 DERBY CT, SUNNYVALE, CA 94087-3435
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2013 · Amount on Record
Deed SaleNov 22, 2013 · Amount on Record
Deed Document Number201322451168
Last Transfer DateJul 17, 2024
Transfer Doc0025682574
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address646 DERBY CT, SUNNYVALE, CA 94087-3435
Transaction TypeMortgage
Record UpdatedNov 22, 2021
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 DERBY CT, SUNNYVALE, CA 94087-3435

Mortgage

Document Number0025160309
DateNov 10, 2021
Instrument25160309
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateDec 1, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.25%
IndexOther
Max Rate7.25%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySunnyvale City
Elementary School DistrictCupertino Union Elementary School District (KG - 08)
Secondary School DistrictFremont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,484,879 (+2%) Land $954,908 Building $529,971
2025$17,033.00 (+3.56%) Homeowner's exemption$1,455,765 (+4.04%) Land $936,185 Building $519,580
2023$16,448.00 (+0.57%) Homeowner's exemption$1,399,238 Land $899,833 Building $499,405
2022$16,354.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUNNYVALE
serves 157,566 people · EPA ID CA4310014
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting63
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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