646 Depot St, Riverside, AL 35135 Property Records

St. Clair County property record for 646 Depot St, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,488 sqft · built 1968
Lot Size	0.7 acres (30,580 sqft)
Owner	Individual Name on File
Last Sale	$31,420 (May 2025)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`22-08-27-0-001-042.000`

Property Details

APN / Parcel Number

Primary APN	`22-08-27-0-001-042.000`
Alternative APNs	`502890` `18510`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,488 sqft Heated Area
1st Floor Area	1,488 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,580 sqft (0.7 acres)
Boat Access	Boat Access
Boat House	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	646 DEPOT ST
City	RIVERSIDE
State	AL
Zip	35135-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SEC TH NW 819.8' NW ALG R/W 345.04' TO POB TH NE194.13' WLY ALG LML 274.89' SW 39.17' SE ALG R/W 161.06' TOPOB 27-
Legal Range	04E
Legal Township	16S
Legal Section	27
Legal Subdivision	RIVERSIDE
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1026
Census Tract	40206

Owner

646 Depot St is owned and occupied by an individual who acquired it in July 2025.

Source: St. Clair County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	14 PINE ST, RIVERSIDE, AL 35135-1130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage COOSA VALLEY MORTGAGE INC
Oct 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage METRO BANK
Jan 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2025 · Amount on File
Deed Sale	May 22, 2025 · Amount on File
Prior Sale	Jan 19, 2017 · Amount on File
Deed Book / Page	2025 / 6970
Last Transfer Date	Jul 3, 2025
Transfer Doc	2025009557
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	646 DEPOT ST, RIVERSIDE, AL 35135-1451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016365
Date	May 14, 2019
Book Page	MTG 2019/16365

Lender

Name	COOSA VALLEY MORTGAGE INC
Type	Non-Lending Institution
Address	PELL CITY, AL 35125

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	646 DEPOT ST, RIVERSIDE, AL 35135-1451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037155
Date	Oct 26, 2017
Book Page	2017/37155

Lender

Name	METRO BANK
Type	Bank
Address	PELL CITY, AL 35128

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 19, 2017
Property Address	646 DEPOT ST, RIVERSIDE, AL 35135-1451
Document Number	0000000572
Book / Page	2017 / 00572
Instrument Date	Jan 6, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Tax	$3.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	461 PINEDALE DR, 461, AUBURN, AL 36830-7403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1629, PELL CITY, AL 35125-5629

Tax Assessment & Valuation

The 2025 property tax bill for 646 Depot St was $1,240 with exemptions applied.

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00	$31,420	$313,970
2023		$62,794 Land $27,300 Building $35,494	$313,970 Land $136,500 Building $177,470
2022	$690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 Depot St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Depot St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 3,864 people · EPA ID AL0001209
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Depot St

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