646 Deep Gap Rd, Bryson City, NC 28713 Property Records

Swain County property record for 646 Deep Gap Rd, Bryson City, NC 28713

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,251 sqft · built 1965
Lot Size	4.94 acres (215,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jan 2017)
Tax Bill	$701 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`667104616210`

Property Details

APN / Parcel Number

Primary APN	`667104616210`
Alternative APN	`537813`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,251 sqft Heated Area
Gross Area	1,895 sqft
Basement Area	108 sqft
Unfinished Basement	108 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	215,186 sqft (4.94 acres)
Garage Type	Detached
Garage Area	684 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	537813
Street Address	646 DEEP GAP RD
City	BRYSON CITY
State	NC
Zip	28713-8678
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20-OR-2462-ALARKA JONES CR
Legal Subdivision	ALARKA
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2029
Census Tract	960302

Owner

Source: Swain County records, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 DEEP GAP RD, BRYSON CITY, NC 28713-8678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2017	Warranty Deed, Transfer · ARM
Jan 6, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2017 · Amount on Record
Deed Sale	Jan 6, 2017 · Amount on Record
Deed Document Number	201731
Deed Book / Page	445 / 540
Prior Transfer Date	Jun 9, 2005
Prior Transfer Doc	309/0074
Record Updated	Jun 8, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Jan 6, 2017
Property Address	646 DEEP GAP RD, BRYSON CITY, NC 28713-8678
Document Number	00445/0540
Book / Page	00445 / 0540
Instrument Date	Jan 6, 2017
Instrument	00031
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22932 88TH ST, 22932, LIVE OAK, FL 32060-6081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 DEEP GAP RD, BRYSON CITY, NC 28713-8678

Mortgage

Document Number	, 00032
Date	Jan 6, 2017
Instrument	00032

Lender

Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Jan 6, 2017
Property Address	646 DEEP GAP RD, BRYSON CITY, NC 28713-8678
Document Number	00445/0540
Book / Page	00445 / 0540
Instrument Date	Jan 6, 2017
Instrument	00031
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22932 88TH ST, 22932, LIVE OAK, FL 32060-6081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 DEEP GAP RD, BRYSON CITY, NC 28713-8678

Mortgage

Document Number	00032
Date	Jan 6, 2017
Instrument	00032

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Swain County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$701.00 (+11.45%)	$143,000 (-) Land $66,040 Building $76,960	$143,000 (-) Land $66,040 Building $76,960
2023	$629.00 Additional exemption filed	$143,000 Land $66,040 Building $76,960	$143,000 Land $66,040 Building $76,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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