Rhea County property record for 646 Debbie Dr, Spring City, TN 37381
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,275 sqft · built 1983 |
| Lot Size | 0.629 acres (27,430 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $607 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 072026L B 00500 |
| Primary APN | 072026L B 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| 1st Floor Area | 1,275 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 27,430 sqft (0.629 acres) |
| Lot Dimensions | 211 ft deep x 130 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 135 sqft |
| Deck Area | 135 sqft |
| Patio Area | 513 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 646 DEBBIE DR |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-6282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1; SUBDIVISION: KEYS ON THE LAKE; BLOCK: B |
| Legal Subdivision | KEYS ON THE LAKE PH 3 |
| Legal Block | B |
| Legal Lot Number | 73 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 975000 |
Source: Rhea County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 646 DEBBIE DR, SPRING CITY, TN 37381-6282 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 14, 2012 |
| Transfer Doc | 0000055839 |
| Record Updated | Jun 8, 2026 |
Source: Rhea County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $607.00 (-14.87%) | $45,000 (+54.64%) Land $3,750 Building $41,250 | |
| 2024 | $180,000 (+54.64%) Land $15,000 Building $165,000 | ||
| 2022 | $29,100 Land $6,000 Building $23,100 | $116,400 Land $24,000 Building $92,400 | |
| 2021 | $713.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 21 (1982–2019) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH U.D. OF RHEA COUNTY serves 3,640 people · EPA ID TN0000970 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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