Georgetown County property record for 646 Cumbee Rd, Andrews, SC 29510
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,632 sqft · built 2001 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $34,900 (Mar 2007) |
| Tax Bill | $465 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0204120025.05.00 |
| Primary APN | 0204120025.05.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,632 sqft Living Area |
| Gross Area | 2,968 sqft |
| 1st Floor Area | 2,632 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
| Porch Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 60264 |
|---|---|
| Street Address | 646 CUMBEE RD |
| City | ANDREWS |
| State | SC |
| Zip | 29510-6529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBEE RD PLT SANDERS 3-5-2001 |
| Jurisdiction | GEORGETOWN SC |
| Township / Civil Division | ANDREWS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 920202 |
Source: Georgetown County records · APN 0204120025.05.00
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 CUMBEE RD, ANDREWS, SC 29510-6529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2007 · Amount on Record |
| Deed Sale | Mar 13, 2007 · Amount on Record |
| Deed Book / Page | 420 / 118 |
| Last Transfer Date | Apr 23, 2019 |
| Transfer Doc | 0000004283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | May 13, 2026 |
| Property Address | 646 CUMBEE RD, ANDREWS, SC 29510-6529 |
| Document Number | 0000004975 |
| Book / Page | 5008 / 82 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20264975 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 646 CUMBEE RD, ANDREWS, SC 29510-6529 |
| Document Number | 0000004975, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 5008/82 |
| Instrument | 20264975 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Georgetown County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Georgetown County |
| Unified School District | Georgetown County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $465.00 (-32.51%) | $4,770 (+14.94%) Land $336 Building $4,434 | $124,800 (+20.35%) Land $8,800 Building $116,000 |
| 2023 | $689.00 (+6.66%) | $4,150 (-) Land $350 Building $3,800 | $103,700 (-) Land $8,800 Building $94,900 |
| 2022 | $646.00 | $4,150 Land $350 Building $3,800 | $103,700 Land $8,800 Building $94,900 |
Source: FEMA National Flood Hazard Layer as of June 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 29 (1994–2020) |
| Claims Outside the SFHA | 4 of 29 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 69% of the US · above 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Telephone Cooperative, Inc. (SC) Fiber | 1,000 / 1,000 |
Based on FCC filings for 17 locations within half a mile of this property.
4G LTE only, no 5G reported
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