646 Cullowhee Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 646 Cullowhee Mountain Rd, Cullowhee, NC 28723

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	4,344 sqft · built 1958
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Aug 2023)
Deeds & Mortgages	Aug 2023 Sale & Line of Credit Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`7558-15-3084`

Property Details

APN / Parcel Number

Primary APN	`7558-15-3084`
Alternative APN	`115911`

Interior

Stories	1 Story
Building Area	4,344 sqft Heated Area
Basement Area	2,108 sqft
Finished Basement	2,108 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	646 CULLOWHEE MOUNTAIN RD
City	CULLOWHEE
State	NC
Zip	28723
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal Description	SPEEDWELL UNITED METHODIST CHURCH
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	4
Census Block	4012
Census Tract	950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 958, DILLSBORO, NC 28725-0958
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · Line of Credit JACKSON SAVINGS BANK SSB
Dec 14, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Deed Book / Page	2362 / 1161
Prior Transfer Date	Aug 28, 2023
Prior Transfer Doc	0023621161
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 29, 2023
Property Address	646 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723
Document Number	0023621161
Book / Page	2362 / 1161
Instrument Date	Aug 28, 2023
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1267, CULLOWHEE, NC 28723-1267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 958, DILLSBORO, NC 28725-0958

Mortgage

Document Number	0023621165
Date	Aug 29, 2023
Book Page	2362/1165

Lender

Name	JACKSON SAVINGS BANK SSB
Type	Bank
Address	SYLVA, NC 28779

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 14, 2018
Property Address	646 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723
Document Number	0022281363
Book / Page	002228 / 001363
Instrument Date	Dec 11, 2018
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1267 CULLOWHEE NC 287231267, CULLOWHEE, NC 28723-1267

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$702,478 (-) Land $190,000 Building $512,478
2025	Additional exemption filed	$702,478 (+43.87%) Land $190,000 Building $512,478
2023	Additional exemption filed	$488,260 Land $80,000 Building $408,260

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2018–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cullowhee Mountain Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures